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Best credit card for clothing and fashion in India

Updated 30 September 2026

On clothing and fashion, AU Altura Credit Card on Snitch gives 20% back; Flipkart Axis Bank Credit Card on The Pant Project gives Flat Rs 1,000 off and Axis Bank Ace Credit Card on United Colors of Benetton gives 10% back. Rates differ by merchant inside this category, and the cap usually matters more than the rate, so check the merchant page before you pay.

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Card offers

Showing the 19 highest value of 526 offers.

AU Altura Credit Card at Snitch

AU Small Finance Bank
20% backLikely
Cap
No cap we could read
Minimum
Rs 2,599
Valid
Valid until 31 December 2026
Where
Online

Offer Applicable for all AU Credit & debit Card The voucher is only applicable on snitch App/Web The voucher is non-refundable and cannot be exchanged for monetary value in…

In the published termsFlat 20% off, Get flat 20% off on Snitch products using AU Debit and Credit Cards Minimum order value of Rs 2599 Applicable on snitch App/Web only St…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Ritu Kumar

AU Small Finance Bank
15% backLikely
Cap
No cap we could read
Valid
Valid until 31 December 2026

Get 15% OFF on a purchase of Rs 5000 or more (By using Code) Valid for brands Label Ritu Kumar & Aarke Ritu Kumar Not Applicable on Ritu Kumar & Ri Ritu Kumar Offer valid on discounted/non-di…

In the published termsGet 15% OFF, Get 15% OFF on a purchase of Rs 5000 or more How to redeem: Cick here Use the Promo code Pay by visa Card

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Aarke ritu kumar

AU Small Finance Bank
15% backLikely
Cap
No cap we could read
Valid
Valid until 31 December 2026

Get 15% OFF on a purchase of Rs 5000 or more (By using Code) Valid for brands Label Ritu Kumar & Aarke Ritu Kumar Not Applicable on Ritu Kumar & Ri Ritu Kumar Offer valid on discounted/non-di…

In the published termsGet 15% OFF, Get 15% OFF on a purchase of Rs 5000 or more How to redeem: Click here Use the Promo code Pay via visa Card

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

Karnataka Bank SBI Card PRIME at Lifestyle

SBI Card (Karnataka Bank)
up to 15% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published

VISA privilege. Subject to VISA T&C.

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsUpto 15% off on Shopping at Lifestyle Stores

Published by SBI Card (Karnataka Bank) · Read on 10 Aug 2026 · Source ↗

Central Bank of India SBI Card PRIME

SBI Card (Central Bank)
up to 15% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published

Governed by respective T&C

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsUpto 15% off on Shopping at Lifestyle Stores

Published by SBI Card (Central Bank) · Read on 10 Aug 2026 · Source ↗

AU Altura Credit Card at Superbottoms

AU Small Finance Bank
15% backEstimate
Cap
No cap we could read
Valid
Valid until 31 December 2026

Offer Applicable for all AU Credit & debit Card Offer Applicable on Online Store & 4 sales channels No usage limits, Can't combine with other discounts Offer Valid till 31st Dec'26…

In the published termsFlat Rs.15% Off, Get flat 15 % off on shopping of Rs.1199 using AU Debit and Credit Cards Steps to Redeem : Please click here Add Products

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

Axis Aura Credit Card at Tira

Axis Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Valid
No end date published
Where
Online

Every Wednesday

In the published terms10% off upto Rs. 1000 on Tira

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis Freecharge Credit Card at Myntra

Axis Bank
up to 10% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsUpto 10% off on Myntra

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at AJIO

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Minimum
Rs 1,000
Valid
No end date published

H&M branded products. products designated "Excluded Products". only selected BINs of IDBI CARD.

In the published terms10% Instant Discount Offer; instant discount of upto 10%

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

HDFC PIXEL Play Credit Card at Nykaa

HDFC Bank
5% backLikely
Cap
No cap we could read
Valid
No end date published

This 5% only applies if you selected the Fashion pack.

In the published terms5% CashBack on choice of any two following packs: Fashion Category, Nykaa & Myntra

Published by HDFC Bank · Read on 12 Aug 2026 · Source ↗

AU Altura Credit Card at Max Fashion

AU Small Finance Bank
Flat Rs 500 offLikely
Cap
No cap we could read
Minimum
Rs 1,999
Valid
Valid until 31 December 2026
Where
Online

Promo code benefits are applicable on all online purchases made on the Max Fashion website & app Each code can be redeemed only once, by 30th September 2025 A duplicate promo code will not be…

In the published termsFlat Rs 500 off, Flat Rs 500 off on orders worth Rs 1999 & above How to redeem: Click here or Max Fashion App Select the products you want to buy App…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Ananta Credit Card at Amazon

AU Small Finance Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 500 per month
Minimum
Rs 1,000
Valid
No end date published
Where
Online

Minimum transaction amount ₹1,000. Applicable on Add-ons. Max cashback Rs. 500 per month

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published terms15% instant discounts on Amazon Fashion, max cashback Rs. 500 per month once per month

Published by AU Small Finance Bank · Read on 10 Aug 2026 · Source ↗

AU Altura Credit Card at Park Avenue

AU Small Finance Bank
5% backEstimate
Cap
No cap we could read
Minimum
Rs 5,000
Valid
Valid until 31 October 2026

Offer is applicable on a minimum purchase of Rs 5000 on Park Avenue- Ready-to-wear articles Two discounts cannot be clubbed Offer is only applicable at PAN India Exclusive Park Ave…

In the published terms5% OFF, 5% OFF on min spends of ₹5000. Redemption Process: Click On Redeem Now Copy Coupon Code Go to any exclusive Park Avenue outlet Show

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Plus Credit Card at Snitch

AU Small Finance Bank
20% backLikely
Cap
No cap we could read
Minimum
Rs 2,599
Valid
Valid until 31 December 2026
Where
Online

Offer Applicable for all AU Credit & debit Card The voucher is only applicable on snitch App/Web The voucher is non-refundable and cannot be exchanged for monetary value in…

In the published termsFlat 20% off, Get flat 20% off on Snitch products using AU Debit and Credit Cards Minimum order value of Rs 2599 Applicable on snitch App/Web only St…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Plus Credit Card at Ritu Kumar

AU Small Finance Bank
15% backLikely
Cap
No cap we could read
Valid
Valid until 31 December 2026

Get 15% OFF on a purchase of Rs 5000 or more (By using Code) Valid for brands Label Ritu Kumar & Aarke Ritu Kumar Not Applicable on Ritu Kumar & Ri Ritu Kumar Offer valid on discounted/non-di…

In the published termsGet 15% OFF, Get 15% OFF on a purchase of Rs 5000 or more How to redeem: Cick here Use the Promo code Pay by visa Card

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Plus Credit Card at Aarke ritu kumar

AU Small Finance Bank
15% backLikely
Cap
No cap we could read
Valid
Valid until 31 December 2026

Get 15% OFF on a purchase of Rs 5000 or more (By using Code) Valid for brands Label Ritu Kumar & Aarke Ritu Kumar Not Applicable on Ritu Kumar & Ri Ritu Kumar Offer valid on discounted/non-di…

In the published termsGet 15% OFF, Get 15% OFF on a purchase of Rs 5000 or more How to redeem: Click here Use the Promo code Pay via visa Card

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

Karur Vysya Bank SBI Signature Card at Lifestyle

SBI Card (KVB)
up to 15% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published
Where
In store

Network privilege by VISA/RuPay

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsUpto 15% off on Shopping at Lifestyle Stores

Published by SBI Card (KVB) · Read on 10 Aug 2026 · Source ↗

SpiceJet Axis Bank Voyage Black Credit Card

Axis Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Valid
No end date published
Where
Online
In the published terms10% off up to ₹1000 on Tira

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

AU Altura Plus Credit Card at Superbottoms

AU Small Finance Bank
15% backEstimate
Cap
No cap we could read
Valid
Valid until 31 December 2026

Offer Applicable for all AU Credit & debit Card Offer Applicable on Online Store & 4 sales channels No usage limits, Can't combine with other discounts Offer Valid till 31st Dec'26…

In the published termsFlat Rs.15% Off, Get flat 15 % off on shopping of Rs.1199 using AU Debit and Credit Cards Steps to Redeem : Please click here Add Products

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

Card network offers

All 6 offers.

These come from Visa or RuPay rather than your bank, so they apply because of the network on your card.

HDFC PIXEL Play Credit Card at The Pant Project

HDFC Bank
Flat Rs 1,000 offEstimate
Cap
No cap we could read
Minimum
Rs 5,000
Valid
Valid until 31 March 2027

Visa network offer.

In the published termsThe Pant Project Get Rs. 1,000 off on cart value above Rs. 5,000

Published by Visa · Read on 1 Sep 2026 · Source ↗

IRCTC SBI Platinum Card at AJIO

SBI Card
10% backEstimate
Cap
No cap we could read
Minimum
Rs 10,000
Valid
Valid until 31 December 2026

Visa network offer. Visa Gold. Visa Classic. Visa Infinite. Visa Signature. Visa Rewa.

In the published termsAjio Luxe Get Additional 10% off on minimum spends of ₹10,000

Published by Visa · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card at USPA

IndusInd Bank
10% backEstimate
Cap
No cap we could read
Valid
Valid until 31 July 2027

RuPay network offer.

In the published termsGet additional 10% off on shopping for 2499/- and above

Published by RuPay · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card at Snitch

IndusInd Bank
Flat Rs 500 offEstimate
Cap
No cap we could read
Minimum
Rs 2,299
Valid
Valid until 31 July 2027

RuPay network offer. s voucher cannot be combined with any on-going offer. 4. Vou.

In the published termsGet Rs 500 off on purchases of Rs 2299/

Published by RuPay · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card at AJIO

IndusInd Bank
10% backEstimate
Cap
No cap we could read
Minimum
Rs 10,000
Valid
Valid until 31 July 2027

RuPay network offer.

In the published termsAdditional 10% off on minimum spends of ₹10,000

Published by RuPay · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card at AJIO

IndusInd Bank
Flat Rs 150 offEstimate
Cap
No cap we could read
Minimum
Rs 1,299
Valid
Valid until 31 July 2027

RuPay network offer. 4. Offer cannot be combined with any other promotion offered.

In the published termsGet Flat Rs. 150 off on minimum order value of Rs. 1299

Published by RuPay · Read on 1 Sep 2026 · Source ↗

Welcome offers

All 3 offers.

One-off benefits for a new card. Not an ongoing rate, so they are listed apart from the offers above.

Flipkart Axis Bank Super Elite Credit Card at Myntra

Axis Bank
Rs 500 one-off, not an ongoing rate (Extra ₹500 off on Myntra select styles)Likely
Cap
No cap we could read
Minimum
Rs 2,999
Valid
No end date published

valid on maximum 3 transactions on orders above ₹2,999

In the published termsExtra ₹500 off on Myntra select styles (valid on maximum 3 transactions on orders above ₹2,999)

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST WOW! Black Credit Card at Mokobara

IDFC FIRST Bank
Flat 10% Off On Mokobara website (one-off, not an ongoing rate)Likely
Cap
No cap we could read
Valid
No end date published
Where
Online

Valid over & above existing offers, one time offer

In the published termsFlat 10% Off On Mokobara website, valid over & above existing offers

Published by IDFC FIRST Bank · Read on 12 Aug 2026 · Source ↗

IDFC FIRST WOW! Black Credit Card at Mokobara

IDFC FIRST Bank
Flat 10% Off on Mokobara website (one-off, not an ongoing rate)Likely
Cap
No cap we could read
Valid
No end date published
Where
Online

valid over & above existing offers, one time offer

In the published termsFlat 10% Off on Mokobara website, valid over & above existing offers

Published by IDFC FIRST Bank · Read on 12 Aug 2026 · Source ↗

Card privileges

All 4 offers.

Memberships and perks a card includes. Not a discount on this purchase.

HSBC Live+ Credit Card at Myntra

HSBC
10% cashback on shopping at MyntraLikely
Cap
Rs 1,200 per statement cycle
Valid
Valid until 31 October 2026

T&Cs apply 10% cashback for spends made on Myntra, plus on all other eligible categories (i.e. dining, food delivery, grocery, utility and shopping) is collectively capped at ₹1,200 per billing cycle.

In the published termsEnjoy 10% cashback on shopping at Myntra until 31 October 2026

Published by HSBC · Read on 10 Aug 2026 · Source ↗

Axis MyZone Credit Card at Tira

Axis Bank
Wednesday Delight - TiraEstimate
Cap
Rs 1,000 per week
Valid
No end date published
Where
Online

10% off up to ₹1000 on Tira on Wednesdays.

In the published terms10% off up to ₹1000 on Tira on Wednesday

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis MyZone Credit Card at Tira

Axis Bank
Wednesday Delight on TiraEstimate
Cap
Rs 1,000 per week
Valid
No end date published
Where
Online

10% off up to ₹1000 on Tira every Wednesday.

In the published terms10% off up to ₹1000 on Tira

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

BOI RuPay Star Lakshmi Credit Card at Myntra

Bank of India
Myntra and Flipkart vouchers worth ₹250, once per quarterVerified
Cap
No cap we could read
Valid
No end date published

No spend condition is published on the card page.

In the published termsMyntra and Flipkart vouchers worth INR 250 once per quarter

Published by Bank of India · Read on 27 Aug 2026 · Source ↗

What makes clothing and fashion different

Apparel is a category where caps are almost absent, at 10%, and minimums are almost universal, at 68% with a median of Rs 5,000. The offer is effectively a threshold discount rather than a rate.

The numbers behind clothing and fashion

Computed from the 538 live offers that pay on clothing and fashion, read from published terms as at 30 September 2026. Welcome offers and card privileges are listed separately below and are not in these figures.

MeasureValue
Offers tracked538
Share that publish a cap10%
Median published capRs 250
Most common cap periodper month
Share with a minimum order68%
Median minimum orderRs 5,000
Channel, where stated142 online, 122 offline
Share stated rather than estimated96%

The mistake people make on clothing and fashion

Promo or coupon codes are named in 87 sets of terms. In apparel the discount usually does not apply automatically. If the code is not entered at checkout, the offer does not exist, and no bank will apply it afterwards.

Also worth knowing

This is also one of the more reliably stated categories in the database: 515 of 538 offers publish an amount rather than leaving us to derive one.

Conditions worth knowing

  • Offer Applicable for all AU Credit & debit Card The voucher is only applicable on snitch App/Web The voucher is non-refundable and cannot be exchanged for monetary value in…

    AU Small Finance Bank · Source ↗

  • Get 15% OFF on a purchase of Rs 5000 or more (By using Code) Valid for brands Label Ritu Kumar & Aarke Ritu Kumar Not Applicable on Ritu Kumar & Ri Ritu Kumar Offer valid on discounted/non-di…

    AU Small Finance Bank · Source ↗

  • Page states "up to" or a range: this is a maximum, not a guaranteed rate.

    SBI Card (Karnataka Bank) · Source ↗

  • VISA privilege. Subject to VISA T&C.

    SBI Card (Karnataka Bank) · Source ↗

  • Governed by respective T&C

    SBI Card (Central Bank) · Source ↗

  • Offer Applicable for all AU Credit & debit Card Offer Applicable on Online Store & 4 sales channels No usage limits, Can't combine with other discounts Offer Valid till 31st Dec'26…

    AU Small Finance Bank · Source ↗

  • Pay using Axis Bank credit or debit cards

    Axis Bank · Source ↗

  • applicable on eligible apparel products at participating stores

    Axis Bank · Source ↗

Shops in this category

AJIOAmazonMyntra

Related

Best credit card for online shoppingBest credit card for food deliveryBest credit card for travelBest credit card for dining

Guides

Minimum order value, explainedHow long a card offer actually lastsHow credit card reward caps work

Figures on this page are computed from AskTula's offer database as read on 30 September 2026, and describe what issuers, merchants and card networks publish. They are not a promise of what any individual card will pay.

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