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Best credit card for travel in India

Updated 30 September 2026

On travel, AU Altura Credit Card on Air India gives Flat Rs 1,000 off. Rates differ by merchant inside this category, and the cap usually matters more than the rate, so check the merchant page before you pay.

Card offers

Showing the 23 highest value of 680 offers.

HDFC BizBlack Metal Edition Credit Card

HDFC Bank
up to 40% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

SmartBuy BizDeals on smartbuy.hdfcbank.com/business

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsAvail up to 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

IndusInd Pioneer Heritage Credit Card at Welcombreak

IndusInd Bank
20% backLikely
Cap
No cap we could read
Valid
No end date published

Luxury Sojourns certificate. Bookings through guest contact centre only.

In the published terms20% off on purchase of Welcombreak packages. Bookings through guest contact centre only

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

HSBC Taj Credit Card at Klook

HSBC
up to 20% back, depending on what you buyEstimate
Cap
Rs 2,500
Minimum
Rs 5,000
Valid
Valid until 31 December 2026

HSBC Taj Credit Card only.

In the published termsSave 20%, up to INR2,500, when you spend INR5,000 or more

Published by HSBC · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at IHG Hotels & Resorts

AU Small Finance Bank
20% backEstimate
Cap
No cap we could read
Valid
Valid until 31 December 2026

20% Best Flexible Rate Offer T&Cs The Visa Offer (the “Offer”) is a discount of at least 20% off the Best Flexible Rate, which is an unrestricted, non-qualified…

In the published termsEnjoy 20% off, Enjoy 20% off stays at IHG properties across AP when you use your Visa card Luxury & Lifestyle: Six Senses Hotels Resorts Spas, Regent…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at AdaniOne, Domestic Hotels

IDBI Bank
up to 25% back, depending on what you buyEstimate
Cap
Rs 2,000 per month
Minimum
Rs 7,500
Valid
No end date published

once per card per month. Not valid Fridays

In the published termsflat 25% instant discount up to ₹2000

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at EaseMyTrip, Hotel

IDBI Bank
up to 20% back, depending on what you buyEstimate
Cap
Rs 2,000 per month
Minimum
Rs 5,000
Valid
No end date published

once per card, per month. The offer is valid on selected hotels

In the published terms20% up to INR 2,000/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

HSBC TravelOne Credit Card at Yatra

HSBC
15% backLikely
Cap
No cap we could read
Valid
No end date published

T&Cs apply

In the published terms15% off flights and hotel bookings with Yatra. Use promo code: HSBCTRAVEL1

Published by HSBC · Read on 10 Aug 2026 · Source ↗

HSBC TravelOne Credit Card at Ease My Trip

HSBC
15% backLikely
Cap
No cap we could read
Valid
No end date published

T&Cs apply

In the published terms15% off international and domestic flights with EaseMyTrip. Use promo code: EMTHSBCT1

Published by HSBC · Read on 10 Aug 2026 · Source ↗

AU Altura Credit Card at Airalo

AU Small Finance Bank
15% backLikely
Cap
No cap we could read
Valid
Valid until 31 December 2026
Where
Online

AU Small Finance Bank shall not be liable, whatsoever, for any loss/damage/claims that may arise out of use or non-use of any goods or services availed by the Card member u…

In the published terms15% off, Get 15% discount on all Airalo eSIMs purchase and top-ups on Airalo's website and app using AU Debit and Credit Cards Offer is valid for Air…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

YES Bank ACE Credit Card at MakeMyTrip

YES Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 10,000
Valid
No end date published
In the published termsGet 15% off up to INR10,000 on MakeMyTrip. using YES BANK Credit Cards

Published by YES Bank · Read on 31 Aug 2026 · Source ↗

IOB RuPay Classic Credit Card at Ixigo, domestic flights

Indian Overseas Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 1,500 per month
Minimum
Rs 5,000
Valid
No end date published

once per card per month per product. Domestic and International Flights only; payment must be by IOB Credit Card, not via UPI

In the published termsFlat 15% off up to ₹1,500

Published by Indian Overseas Bank · Read on 31 Aug 2026 · Source ↗

IOB RuPay Classic Credit Card at Ixigo, international flights

Indian Overseas Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 5,000 per month
Minimum
Rs 10,000
Valid
No end date published

once per card per month per product. Domestic and International Flights only; payment must be by IOB Credit Card, not via UPI

In the published termsFlat 15% off up to ₹5,000

Published by Indian Overseas Bank · Read on 31 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at AdaniOne, Domestic Flights

IDBI Bank
up to 12% back, depending on what you buyEstimate
Cap
Rs 1,200 per month
Minimum
Rs 8,000
Valid
No end date published

once per card per month. Not valid Fridays

In the published termsflat 12% instant discount up to ₹1200

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at EaseMyTrip, Domestic Flight

IDBI Bank
up to 12% back, depending on what you buyEstimate
Cap
Rs 1,200 per month
Minimum
Rs 5,000
Valid
No end date published

once per card, per month. Cannot combine with other promotional offers; cancellation voids the discount

In the published terms12% up to INR 1,200/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at MakeMyTrip, Domestic Flights

IDBI Bank
up to 12% back, depending on what you buyEstimate
Cap
Rs 1,800
Minimum
Rs 7,500
Valid
No end date published

Multi-city flights, net banking, wallet payments, gift cards, pay-at-hotel bookings, government buses

In the published terms12% off; Upto 20% Instant Discount* on flights, hotels, buses & cabs

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

ICICI Amazon Pay Credit Card at Insight Vacations

ICICI Bank
up to 10% back, depending on what you buyVerified
Cap
Rs 25,000
Valid
Valid until 30 September 2027
Where
In store

Bookings made offline through Holiday Experts only, not valid for online bookings. Valid per couple (minimum two adults travelling together). Discount given at time of final payment. Initial deposit payments must be made through ICICI cards. In event of cancellation post receiving discount, value of discount is payable by guest.

In the published termsGet 10% instant discount on Insight Vacations. Maximum Discount, Up to Rs 25,000 per person. Booking Period: From Oct 01, 2022 to Sep 30, 2027. The offer is valid for bookings made offline through the experts only & not valid for online bookings…

Published by ICICI Bank · Read on 19 Aug 2026 · Source ↗

AU Altura Credit Card at Air India

AU Small Finance Bank
Flat Rs 1,000 offLikely
Cap
No cap we could read
Valid
Valid until 31 December 2026

Offer is only applicable on international flights Offer cannot be clubbed with any other offer Offer may be applicable for select flights Air India standard T&Cs apply Visa T&Cs: Offer detail…

In the published termsGet additional Rs 1000 off, Get additional Rs 1000 off on International flights How to redeem: Click here Select the flights, dates etc. Apply the co…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

ICICI Emirates Rubyx Credit Card at Emirates

ICICI Bank
up to 10% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

Use promo code INICI26 via Emirates.com

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsGet upto 10% Discount on Emirates flight bookings using the promo code INICI26 via Emirates.com

Published by ICICI Bank · Read on 10 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at AdaniOne, Bus

IDBI Bank
10% backEstimate
Cap
No cap we could read
Valid
No end date published

once per card per month. Not valid Fridays

In the published termsFlat 10% off for all users, no MOV

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at AdaniOne, Duty Free

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,500
Minimum
Rs 5,000
Valid
No end date published

All days.

In the published terms10% Instant discount, up to ₹1500

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at EaseMyTrip, International Flight

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,500 per month
Minimum
Rs 5,000
Valid
No end date published

once per card, per month.

In the published terms10% up to INR 2,500/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at Akbartravels.com, International Flights

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,500
Minimum
Rs 10,000
Valid
No end date published
In the published terms10% OFF up to INR 1500

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Expedia

AU Small Finance Bank
8% backLikely
Cap
No cap we could read
Valid
Valid until 31 July 2027

Kindly refer the T&C page link: [link]

In the published termsFlat 8% Off, Get flat 8% off on select worldwide hotels at Expedia using AU Credit or Debit Cards. Valid once per card Travel Period: The travel date…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

Card offers, 5 of 6 from a card network

All 6 offers.

Some of these were read from a card network's listing and some from the shop's own page. The page we read is linked beside each one.

HDFC PIXEL Play Credit Card at Bloom Hotels

HDFC Bank
25% backEstimate
Cap
No cap we could read
Valid
Valid until 31 March 2027

Visa network offer. oom rate (excluding taxes, convenience fees, in-room dining, laundry, or any add.

In the published termsBloom Hotels Get Flat 25% off on the base fare of the stay

Published by Visa · Read on 1 Sep 2026 · Source ↗

HDFC PIXEL Play Credit Card at Visa Fast Track

HDFC Bank
20% backEstimate
Cap
No cap we could read
Valid
Valid until 15 December 2026

Visa network offer.

In the published termsVisa International Fast Track Discount 20% off on your Fast Track Booking for International Travel

Published by Visa · Read on 1 Sep 2026 · Source ↗

HDFC PIXEL Play Credit Card at Travel Gift Card

HDFC Bank
up to 14% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
Valid until 31 December 2026

Visa network offer.

In the published termsTravel Gift Card Upto 14% Off on e-Gift Vouchers of Travel category brands

Published by Visa · Read on 1 Sep 2026 · Source ↗

HDFC PIXEL Play Credit Card at Air India

HDFC Bank
Flat Rs 1,000 offEstimate
Cap
No cap we could read
Valid
Valid until 31 December 2026

Visa network offer. hts Offer cannot be clubbed with any other offer Offer may be applicable for sel.

In the published termsAir India Get additional Rs 1000 off on International flights

Published by Visa · Read on 1 Sep 2026 · Source ↗

HDFC PIXEL Play Credit Card at Visa Meet and Assist

HDFC Bank
10% backEstimate
Cap
No cap we could read
Valid
Valid until 30 September 2027

Visa network offer.

In the published termsVisa Meet & Assist Discount 10% off on your Meet & Assist Booking for Domestic & International Travel

Published by Visa · Read on 1 Sep 2026 · Source ↗

Paytm SBI Card SELECT at Paytm

SBI Card
up to 5% back, depending on what you buyLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Only for Paytm SBI Card SELECT users. Not valid on wallet loads and fuel spends.

In the published terms5% Rewards on Travel *. *Only for Paytm SBI Card SELECT users

Published by Paytm · Read on 10 Aug 2026 · Source ↗

Welcome offers

Showing the 8 highest value of 10 offers.

One-off benefits for a new card. Not an ongoing rate, so they are listed apart from the offers above.

Flipkart Axis Bank Super Elite Credit Card at Flipkart

Axis Bank
15% off on domestic flight booking via Flipkart Flights (one-off, not an ongoing rate)Likely
Cap
Rs 1,500 lifetime
Valid
No end date published
Where
Online

maximum discount of up to ₹1,500

In the published terms15% off on domestic flight booking via Flipkart Flights (maximum discount of up to ₹1,500)

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST SWYP Credit Card at MakeMyTrip

IDFC FIRST Bank
Rs 1,500 one-off, not an ongoing rate (Instant discount worth ₹1,500 on hotel and flight bookings)Likely
Cap
No cap we could read
Valid
No end date published
Where
Online

on fee payment, can be availed within 3 months

In the published termsInstant discount worth ₹1,500 on hotel and flight bookings on fee payment

Published by IDFC FIRST Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST SWYP Credit Card at MakeMyTrip

IDFC FIRST Bank
Rs 500 one-off, not an ongoing rate (₹500 instant discount on domestic flights(one way) on spends of ₹5,000)Likely
Cap
No cap we could read
Minimum
Rs 5,000
Valid
No end date published
Where
Online

within 90 days of fee payment, one time on flight and hotel bookings

In the published terms₹500 instant discount on domestic flights(one way) on spends of ₹5,000

Published by IDFC FIRST Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST SWYP Credit Card at MakeMyTrip

IDFC FIRST Bank
Rs 700 one-off, not an ongoing rate (₹700 instant discount on domestic flights (round trip) on spends of ₹7,000)Likely
Cap
No cap we could read
Minimum
Rs 7,000
Valid
No end date published
Where
Online

within 90 days of fee payment, one time on flight and hotel bookings

In the published terms₹700 instant discount on domestic flights (round trip) on spends of ₹7,000

Published by IDFC FIRST Bank · Read on 10 Aug 2026 · Source ↗

Flipkart Axis Bank Credit Card at Cleartrip

Axis Bank
Cleartrip Voucher worth ₹1500 (one-off, not an ongoing rate)Likely
Cap
No cap we could read
Minimum
Rs 30,000
Valid
No end date published
Where
Online

on minimum spends of ₹30,000 within 30 days of card issuance. Limited period offer.

In the published termsCleartrip Voucher worth ₹1500 on minimum spends of ₹30,000 within 30 days of card issuance

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST WOW! Black Credit Card

IDFC FIRST Bank
Rs 500 one-off, not an ongoing rate (₹500 Instant Voucher On your first travel booking via IDFC FIRST Bank Mobile App)Estimate
Cap
No cap we could read
Minimum
Rs 5,000
Valid
No end date published
Where
Online

On your first travel booking via IDFC FIRST Bank Mobile App on minimum spend of ₹5,000

In the published terms₹500 Instant Voucher On your first travel booking via IDFC FIRST Bank Mobile App

Published by IDFC FIRST Bank · Read on 12 Aug 2026 · Source ↗

RBL World Safari Lite Credit Card at Ixigo

RBL Bank
Ixigo Vouchers INR 599 off on Fights & Hotel Bookings (one-off, not an ongoing rate)Likely
Cap
Rs 599 lifetime
Valid
No end date published

Swipe and use card within 30 days of card issuance. Pay annual membership fee by payment due date.

In the published termsYour Welcome Kit Includes: Ixigo Vouchers INR 599 off on Fights & Hotel Bookings

Published by RBL Bank · Read on 10 Aug 2026 · Source ↗

Flipkart Axis Bank Credit Card at Cleartrip

Axis Bank
Cleartrip Voucher worth ₹1500 on minimum spends of ₹30,000 using Flipkart Axis Bank Credit Card within 30 days of card issuance (one-off, not an ongoing rate)Likely
Cap
Rs 1,500 lifetime
Minimum
Rs 30,000
Valid
No end date published
Where
Online

Limited Period Offer. Minimum spends of ₹30,000 within 30 days of card issuance

In the published termsLimited Period Offer: Cleartrip Voucher worth ₹1500 on minimum spends of ₹30,000 within 30 days

Published by Axis Bank · Read on 12 Aug 2026 · Source ↗

Card privileges

Showing the 12 highest value of 323 offers.

Memberships and perks a card includes. Not a discount on this purchase.

Bandhan Bank Sparks Credit Card

Bandhan Bank
1 complimentary domestic airport lounge visit(s) per quarterEstimate
Cap
1 lounge visits per quarter
Valid
No end date published
In the published termsAirport Lounge Benefit: 1 Domestic, lounge per quarter

Published by Bandhan Bank · Read on 27 Jul 2026 · Source ↗

Bandhan Bank Ignite Credit Card

Bandhan Bank
1 complimentary domestic airport lounge visit(s) per quarterEstimate
Cap
1 lounge visits per quarter
Valid
No end date published
In the published termsAirport Lounge Benefit: 1 Domestic, lounge per quarter

Published by Bandhan Bank · Read on 27 Jul 2026 · Source ↗

Bandhan Bank Flare Credit Card

Bandhan Bank
4 complimentary domestic airport lounge visit(s) per quarterEstimate
Cap
4 lounge visits per quarter
Valid
No end date published
In the published termsAirport Lounge Benefit: 4 Domestic, lounge per quarter

Published by Bandhan Bank · Read on 27 Jul 2026 · Source ↗

Bandhan Bank Flare Credit Card

Bandhan Bank
1 complimentary international airport lounge visit(s) per quarterEstimate
Cap
1 lounge visits per quarter
Valid
No end date published
In the published termsAirport Lounge Benefit: 1 International, lounge per quarter

Published by Bandhan Bank · Read on 27 Jul 2026 · Source ↗

Bandhan Bank Lumina Credit Card

Bandhan Bank
8 complimentary domestic airport lounge visit(s) per quarterEstimate
Cap
8 lounge visits per quarter
Valid
No end date published
In the published termsAirport Lounge Benefit: 8 Domestic, lounge per quarter

Published by Bandhan Bank · Read on 27 Jul 2026 · Source ↗

YES Bank ELITE+ Credit Card

YES Bank
Domestic Lounge AccessEstimate
Cap
No cap we could read
Valid
No end date published

Domestic Lounge Access is subject to meeting Spends threshold. Terms and Conditions applied. List of eligible Domestic Lounges available.

In the published termsDomestic Lounge Access. Subject to meeting Spends threshold. Terms and Conditions apply

Published by YES Bank · Read on 29 Jul 2026 · Source ↗

Equitas Selfe Credit Card

Equitas SFB
Enjoy one complimentary domestic lounge access per calendar quarterEstimate
Cap
No cap we could read
Valid
No end date published

Domestic airport lounge only

In the published termsEnjoy one complimentary domestic lounge access per calendar quarter

Published by Equitas SFB · Read on 29 Jul 2026 · Source ↗

Equitas PowerMiles Credit Card

Equitas SFB
Complimentary airport lounge access with 2 domestic visits per quarterEstimate
Cap
No cap we could read
Valid
No end date published

Must present valid credit card at lounge terminal and complete successful authorization transaction

In the published terms2 complimentary domestic lounge visits per quarter, maximum 8 visits per year

Published by Equitas SFB · Read on 29 Jul 2026 · Source ↗

Equitas PowerMiles Credit Card

Equitas SFB
Complimentary airport lounge access with 1 international visit per quarterEstimate
Cap
No cap we could read
Valid
No end date published

Must present valid credit card at lounge terminal and complete successful authorization transaction

In the published terms1 complimentary international lounge visit per quarter, maximum 4 visits per year

Published by Equitas SFB · Read on 29 Jul 2026 · Source ↗

AU ABC NXT Credit Card

AU Small Finance Bank
2 Railway Lounge Accesses per quarterEstimate
Cap
No cap we could read
Valid
No end date published
Where
In store

Add-on cardholders share the same complimentary number of visits

In the published termsEnjoy 2 Railway Lounge Accesses per quarter

Published by AU Small Finance Bank · Read on 1 Aug 2026 · Source ↗

AU ABC Flex Credit Card

AU Small Finance Bank
2 Railway Lounge Accesses per quarterEstimate
Cap
No cap we could read
Valid
No end date published
Where
In store

Add-on cardholders share the same complimentary number of visits

In the published termsEnjoy 2 Railway Lounge Accesses per quarter

Published by AU Small Finance Bank · Read on 1 Aug 2026 · Source ↗

Karnataka Bank SBI Card PRIME

SBI Card (Karnataka Bank)
4 complimentary International Priority Pass Lounge visits per calendar yearEstimate
Cap
No cap we could read
Valid
No end date published

Outside India only. Primary cardholders eligible. Priority Pass membership valid 2 years.

In the published terms4 complimentary International Priority Pass Lounge visits per calendar year, outside India (max. 2 visits per quarter)

Published by SBI Card (Karnataka Bank) · Read on 10 Aug 2026 · Source ↗

What makes travel different

Travel carries some of the largest caps in the database, with a top quarter capping at Rs 10,000 or more and a median of Rs 1,500. Only 39% of travel offers publish a cap at all, which sounds generous until you read what sits underneath.

The numbers behind travel

Computed from the 688 live offers that pay on travel, read from published terms as at 30 September 2026. Welcome offers and card privileges are listed separately below and are not in these figures.

MeasureValue
Offers tracked688
Share that publish a cap39%
Median published capRs 1,500
Most common cap periodper month
Share with a minimum order20%
Median minimum orderRs 7,500
Channel, where stated222 online, 23 offline
Share stated rather than estimated60%

The mistake people make on travel

Booking conditions are named in 36 sets of terms. On travel the discount is frequently calculated on the base fare while the convenience fee, taxes and surcharges sit outside it, so a 20% discount on a booking is rarely 20% of what you pay. Promo codes appear in 32 sets of terms, and without the code there is no discount.

Also worth knowing

Travel is also among the categories most likely to be cancelled or changed, and 12 sets of terms address cancellation. A discount reversed on cancellation is not a discount.

Conditions worth knowing

  • Page states "up to" or a range: this is a maximum, not a guaranteed rate.

    HDFC Bank · Source ↗
  • SmartBuy BizDeals on smartbuy.hdfcbank.com/business

    HDFC Bank · Source ↗
  • Prepaid-only coupon. Cannot be clubbed with Fab Credits. Offer not visible on FabHotels front end. Cannot be combined with any ongoing or existing offer. Applies only to base fare. Must be redeemed on website or app only.

    Axis Bank · Source ↗
  • Luxury Sojourns certificate. Bookings through guest contact centre only.

    IndusInd Bank · Source ↗
  • HSBC Taj Credit Card only.

    HSBC · Source ↗
  • 20% Best Flexible Rate Offer T&Cs The Visa Offer (the “Offer”) is a discount of at least 20% off the Best Flexible Rate, which is an unrestricted, non-qualified…

    AU Small Finance Bank · Source ↗
  • once per card per month. Not valid Fridays

    IDBI Bank · Source ↗
  • once per card, per month. The offer is valid on selected hotels

    IDBI Bank · Source ↗

Figures on this page are computed from AskTula's offer database as read on 30 September 2026, and describe what issuers, merchants and card networks publish. They are not a promise of what any individual card will pay.

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