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Best credit card for Flipkart in India

Updated 30 September 2026

On Flipkart, Flipkart Axis Bank Credit Card gives 5% back, capped at Rs 4,000 per quarter; HDFC PIXEL Play Credit Card gives 3% back, with no cap we could read; and Utkarsh superCard Credit Card gives 2% back, capped at Cap stated in the terms below. Every figure here comes from what the bank, Flipkart or the card network publishes, with the source and the date it was read shown against each offer.

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Card offers

All 31 offers.

IndusInd Avios Visa Infinite Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

Flipkart Axis Bank Credit Card

Axis Bank
5% backVerified
Cap
Rs 4,000 per quarter
Valid
No end date published

Cap is ₹4,000 per statement quarter on Flipkart, not per transaction, if you've already earned cashback on Flipkart this quarter, your saving may be lower.

In the published termsEarn 5% cashback on Flipkart and Cleartrip spends* capped at ₹4000 per statement quarter per merchant

Published by Axis Bank · Read on 14 Jul 2026 · Source ↗

HDFC PIXEL Play Credit Card

HDFC Bank
3% backLikely
Cap
No cap we could read
Valid
No end date published
In the published terms3% CashBack on Amazon, Flipkart or PayZapp

Published by HDFC Bank · Read on 12 Aug 2026 · Source ↗

Utkarsh superCard Credit Card

Utkarsh Small Finance Bank
2% backLikely
Cap
Cap stated in the terms below
Valid
No end date published
Where
In store

non-UPI spends only 2% cashback on non-upi spends on Flipkart Internet Pvt Ltd, web or app, subject to maximum of Rs 100 /transaction

In the published terms2% Cashback on non-upi spends on Myntra & Flipkart Respectively

Published by Utkarsh Small Finance Bank · Read on 10 Aug 2026 · Source ↗

PhonePe HDFC Bank Uno Credit Card

HDFC Bank
1% back in reward pointsLikely
Cap
500 points per month
Valid
No end date published
Where
Online

Reward points posted once every month for eligible transactions settled in previous calendar month.

In the published terms1% Reward Points on Select Online Brands, Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month)…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

PhonePe HDFC Bank Ultimo Credit Card

HDFC Bank
5% back in reward pointsLikely
Cap
500 points per month
Valid
No end date published
Where
Online

Capped at 500 Reward Points per calendar month.

In the published terms5% Reward Points on Select Online Brands, Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month)…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

Flipkart Axis Bank Super Elite Credit Card

Axis Bank
12 reward points per Rs 100Likely
Cap
300 points per transaction
Valid
No end date published

Flipkart Plus members only

In the published termsAdditional 12 SuperCoins per ₹100 spent on Flipkart by plus members. Capped at 300 coins per transaction

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Flipkart Axis Bank Super Elite Credit Card

Axis Bank
6 reward points per Rs 100Likely
Cap
150 points per transaction
Valid
No end date published

Non-Plus members only

In the published termsAdditional 6 SuperCoins per ₹100 spent on Flipkart by non-plus members. Capped at 150 coins per transaction

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

AU CheQ Credit Card

AU Small Finance Bank
24 reward points per Rs 200Likely
Cap
12,000 points per month
Valid
No end date published
Where
Online and in store

Accelerated rewards cap of 12,000 CheQ points per month on accelerated categories

In the published termsGet 24 CheQ Points per ₹200 spent on CheQ Travel, Utility Bills, Amazon, Flipkart, Zomato, Big Basket and Apple Products

Published by AU Small Finance Bank · Read on 10 Aug 2026 · Source ↗

American Express SmartEarn Credit Card

American Express
10 reward points per Rs 50Likely
Cap
500 points per month
Valid
No end date published

For every Rs. 50 spent, earn 10 Membership Rewards points. 10X Membership Rewards points will be capped at 500 Points per month per Card Account jointly for Flipkart, Uber, BookMyShow and other merchants.

In the published terms10X Membership Rewards points on Flipkart, capped at 500 Points per month

Published by American Express · Read on 10 Aug 2026 · Source ↗

HDFC MoneyBack+ Credit Card

HDFC Bank
10 reward points per Rs 200Likely
Cap
No cap we could read
Valid
No end date published
In the published termsBasis restored to Rs 200 after HDFC product pages confirmed the basis is card-specific

Published by HDFC Bank · Read on 27 Aug 2026 · Source ↗

IndusInd EazyDiner Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

HDFC Millennia Credit Card

HDFC Bank
5% backLikely
Cap
Rs 1,000 per month
Valid
No end date published

Shared cap of Rs 1,000 a calendar month across all ten 5% merchants. Non-EMI spends only.

In the published terms5% CashBack on leading brands, Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Legend Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Nexxt Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Pinnacle Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Platinum RuPay Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Platinum Visa Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Samman Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Tiger Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

CRED IndusInd Bank RuPay Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Celesta Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Crest Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Indulge Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Bank Jio-bp Mobility+ Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Pioneer Heritage Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Pioneer Legacy Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Pioneer Private Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Platinum Master Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

IndusInd Solitaire Credit Card

IndusInd Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 2,000
Valid
No end date published
In the published termsGet 10% Instant Discount up to INR 2,000 on IndusInd Bank Credit Card Full Swipe & EMI transactions

Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗

Offers published by Flipkart

1 offer.

We read each of these from the page linked beside it rather than from a card network, and each one names the card it applies to.

Flipkart Axis Bank Credit Card

Axis Bank
up to 5% back, depending on what you buyVerified
Cap
Rs 4,000 per quarter
Minimum
Rs 100
Valid
No end date published
Where
Online

5% cashback on Flipkart* applicable only on Flipkart Axis Bank Credit Card. Get 5% cashback on eligible spends on Flipkart up to INR 4,000 in a statement quarter. Cashback will be credited to customer's credit card account under the cashback scheme. The offer is valid on website, m-site and mobile application of Flipkart. Maximum cashback which you can avail in a statement quarter is INR 4,000.

The published terms for this offer run longer than we show here. Read them in full on the page linked below.

No end date is published, so the offer is recorded as ongoing. The 5% rate is corroborated by the amounts Flipkart displays for this card across products read on 2026-09-05: INR 2,628 on a INR 52,560 phone (exactly 5%), INR 1,425 on the refrigerator after its INR 1,500 instant discount, and INR 4,000 on a INR 1,15,999 laptop, which is the quarterly ceiling rather than 5%. Flipkart serves each offer's terms in an in-page drawer with no address of its own, so there is no terms URL to record. The drawer text quoted in Condition was read on the product page named in Evidence.

In the published termsGet 5% cashback on eligible spends on Flipkart up to INR 4,000 in a statement quarter.

Published by Flipkart · Read on 5 Sep 2026 · Source ↗

Welcome offers

All 3 offers.

One-off benefits for a new card. Not an ongoing rate, so they are listed apart from the offers above.

Flipkart Axis Bank Super Elite Credit Card

Axis Bank
15% off on domestic flight booking via Flipkart Flights (one-off, not an ongoing rate)Likely
Cap
Rs 1,500 lifetime
Valid
No end date published
Where
Online

maximum discount of up to ₹1,500

In the published terms15% off on domestic flight booking via Flipkart Flights (maximum discount of up to ₹1,500)

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Flipkart Axis Bank Credit Card

Axis Bank
Flipkart voucher worth ₹250 (one-off, not an ongoing rate)Likely
Cap
No cap we could read
Valid
No end date published
Where
Online

on first transaction within 30 days of card issuance. Only paid cards with Joining Fee and Annual Fee eligible.

In the published termsFlipkart voucher worth ₹250 on making the first transaction within 30 days of card issuance

Published by Axis Bank · Read on 12 Aug 2026 · Source ↗

Flipkart Axis Bank Credit Card

Axis Bank
Flipkart voucher worth ₹250 on making the first transaction using your Flipkart Axis Bank Credit Card within 30 days of card issuance (one-off, not an ongoing rate)Likely
Cap
Rs 250 lifetime
Valid
No end date published
Where
Online

First transaction within 30 days of card issuance. Only paid cards with Joining Fee and Annual Fee are eligible; first-year free cards are not eligible…

In the published termsFlipkart voucher worth ₹250 on making the first transaction within 30 days of card issuance

Published by Axis Bank · Read on 12 Aug 2026 · Source ↗

Card privileges

All 2 offers.

Memberships and perks a card includes. Not a discount on this purchase.

BOI RuPay Bharat Credit Card

Bank of India
Flipkart discount vouchersVerified
Cap
No cap we could read
Valid
No end date published
In the published termsDiscount vouchers worth INR 250 per quarter redeemable at Flipkart

Published by Bank of India · Read on 27 Aug 2026 · Source ↗

BOI RuPay Star Lakshmi Credit Card

Bank of India
Myntra and Flipkart vouchers worth ₹250, once per quarterVerified
Cap
No cap we could read
Valid
No end date published

No spend condition is published on the card page.

In the published termsMyntra and Flipkart vouchers worth INR 250 once per quarter

Published by Bank of India · Read on 27 Aug 2026 · Source ↗

Conditions worth knowing

  • Cap is ₹4,000 per statement quarter on Flipkart, not per transaction, if you've already earned cashback on Flipkart this quarter, your saving may be lower.

    Axis Bank · Source ↗

  • non-UPI spends only 2% cashback on non-upi spends on Flipkart Internet Pvt Ltd, web or app, subject to maximum of Rs 100 /transaction

    Utkarsh Small Finance Bank · Source ↗

  • Reward points posted once every month for eligible transactions settled in previous calendar month.

    HDFC Bank · Source ↗

  • Capped at 500 Reward Points per calendar month.

    HDFC Bank · Source ↗

  • Flipkart Plus members only

    Axis Bank · Source ↗

  • Non-Plus members only

    Axis Bank · Source ↗

  • Accelerated rewards cap of 12,000 CheQ points per month on accelerated categories

    AU Small Finance Bank · Source ↗

  • For every Rs. 50 spent, earn 10 Membership Rewards points. 10X Membership Rewards points will be capped at 500 Points per month per Card Account jointly for Flipkart, Uber, BookMyShow and other merchants.

    American Express · Source ↗

The category

Best credit card for online shopping

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