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Best credit card for Amazon in India

Updated 30 September 2026

On Amazon, HDFC Millennia Credit Card gives 5% back, capped at Rs 1,000 per month; and HDFC PIXEL Play Credit Card gives 3% back, with no cap we could read. Every figure here comes from what the bank, Amazon or the card network publishes, with the source and the date it was read shown against each offer.

Card offers

All 11 offers.

HDFC Millennia Credit Card

HDFC Bank
5% backLikely
Cap
Rs 1,000 per month
Valid
No end date published

Shared cap of Rs 1,000 a calendar month across all ten 5% merchants. Non-EMI spends only.

In the published terms5% CashBack on leading brands, Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

AU Ananta Credit Card

AU Small Finance Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 500 per month
Minimum
Rs 1,000
Valid
No end date published
Where
Online

Minimum transaction amount ₹1,000. Applicable on Add-ons. Max cashback Rs. 500 per month

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published terms15% instant discounts on Amazon Fashion, max cashback Rs. 500 per month once per month

Published by AU Small Finance Bank · Read on 10 Aug 2026 · Source ↗

HDFC PIXEL Play Credit Card

HDFC Bank
3% backLikely
Cap
No cap we could read
Valid
No end date published
In the published terms3% CashBack on Amazon, Flipkart or PayZapp

Published by HDFC Bank · Read on 12 Aug 2026 · Source ↗

PhonePe HDFC Bank Uno Credit Card

HDFC Bank
1% back in reward pointsLikely
Cap
500 points per month
Valid
No end date published
Where
Online

Reward points posted once every month for eligible transactions settled in previous calendar month.

In the published terms1% Reward Points on Select Online Brands, Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month)…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

PhonePe HDFC Bank Ultimo Credit Card

HDFC Bank
5% back in reward pointsLikely
Cap
500 points per month
Valid
No end date published
Where
Online

Capped at 500 Reward Points per calendar month.

In the published terms5% Reward Points on Select Online Brands, Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month)…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

AU CheQ Credit Card

AU Small Finance Bank
24 reward points per Rs 200Likely
Cap
12,000 points per month
Valid
No end date published
Where
Online and in store

Accelerated rewards cap of 12,000 CheQ points per month on accelerated categories

In the published termsGet 24 CheQ Points per ₹200 spent on CheQ Travel, Utility Bills, Amazon, Flipkart, Zomato, Big Basket and Apple Products

Published by AU Small Finance Bank · Read on 10 Aug 2026 · Source ↗

American Express SmartEarn Credit Card

American Express
5 reward points per Rs 50Likely
Cap
250 points per month
Valid
No end date published

For every Rs. 50 spent, earn 5 Membership Rewards points. 5X Membership Rewards points will be capped at 250 Points per month per Card Account for Amazon.

In the published terms5X Membership Rewards points on Amazon, capped at 250 Points per month

Published by American Express · Read on 10 Aug 2026 · Source ↗

HDFC MoneyBack+ Credit Card

HDFC Bank
10 reward points per Rs 200Likely
Cap
No cap we could read
Valid
No end date published
In the published termsBasis restored to Rs 200 after HDFC product pages confirmed the basis is card-specific

Published by HDFC Bank · Read on 27 Aug 2026 · Source ↗

ICICI Amazon Pay Credit Card

ICICI Bank
3% back in reward pointsLikely
Cap
No cap we could read
Valid
No end date published

Non-Prime member

In the published termsEarn 3% for non-prime members on Amazon.in

Published by ICICI Bank · Read on 10 Aug 2026 · Source ↗

AU Laksya Credit Card

AU Small Finance Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 250 per month
Minimum
Rs 500
Valid
No end date published
Where
Online

max cashback ₹250 per month, minimum transaction ₹500, once per month

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsEarn up to 15% instant discount on groceries via Amazon Fresh, on food delivery via Zomato

Published by AU Small Finance Bank · Read on 10 Aug 2026 · Source ↗

ICICI Amazon Pay Credit Card

ICICI Bank
5% back in reward pointsLikely
Cap
No cap we could read
Valid
No end date published

Prime member

In the published termsEarn 5% reward points on purchases on Amazon.in for prime members

Published by ICICI Bank · Read on 12 Aug 2026 · Source ↗

Offers published by Amazon

All 5 offers.

We read each of these from the page linked beside it rather than from a card network, and each one names the card it applies to.

HSBC Taj Credit Card

HSBC
up to 20% back, depending on what you buyVerified
Cap
Rs 3,000 per month
Minimum
Rs 10,000
Valid
Valid until 31 December 2026
Where
Online

Get 20% instant discount on HSBC Taj Credit Card on full payment transactions with minimum purchase of INR 10,000 from 15th August to 31st December 2026. Offer resets every month. Any cancelled, rejected or returned order(s) will not be eligible for the offer and the refund amount of such order will be adjusted with the instant discount amount.

The published terms for this offer run longer than we show here. Read them in full on the page linked below.

Schedule 1 clause 5 lists the eligible products as Mobiles, Appliances, TV, Electronics, Fashion and Media, while the table footnote lists Mobiles, Appliances, TV, Electronics, Media, Toys, Fashion, Home Kitchen and Furniture. The narrower list is the conservative reading.

In the published termsAll Categories*, Minimum Purchase value Rs. 10,000, Maximum Discount on Credit Card (Non-EMI) 20% up to Rs. 3,000.

Published by Amazon · Read on 5 Sep 2026 · Source ↗

Yes Bank Credit Card

Yes Bank
Flat Rs 750 offLikely
Cap
Rs 750
Minimum
Rs 9,990
Valid
No end date published
Where
Online

Offer is shown in the Bank Offer side sheet on the product detail page. How to avail offer: Select eligible card at the time of checkout. No promo code required to avail the offer. Amazon publishes no separate terms and conditions page for this offer, so no offer period, monthly cap or category exclusion list could be read on amazon.in.

No terms page is linked for this Yes Bank non-EMI offer on amazon.in, so offer period, cap period and what the cap is shared with could not be read. The Yes Bank terms page that is linked covers only the EMI offer.

In the published termsFlat Instant Discount up to INR 750 on Yes Bank Credit Card Non-EMI Trxn. Minimum purchase value INR 9990

Published by Amazon · Read on 5 Sep 2026 · Source ↗

HSBC Taj Credit Card

HSBC
Flat Rs 1,000 offVerified
Cap
Rs 1,000 per transaction
Minimum
Rs 49,990
Valid
Valid until 31 December 2026
Where
Online

Get 20% instant discount on HSBC Taj Credit Card on full payment transactions with minimum purchase of INR 10,000 from 15th August to 31st December 2026. Offer resets every month. Any cancelled, rejected or returned order(s) will not be eligible for the offer and the refund amount of such order will be adjusted with the instant discount amount.

The published terms for this offer run longer than we show here. Read them in full on the page linked below.

Bonus tier stacked on the 20% base; page caps the total at INR 5,000 per Card per Month.

In the published termsAdditional Flat Rs. 1,000 Instant Discount on all categories worth Rs. 49,990 & above on Credit Card non-EMI.

Published by Amazon · Read on 5 Sep 2026 · Source ↗

Yes Bank Credit Card

Yes Bank
Flat Rs 250 offLikely
Cap
Rs 250
Minimum
Rs 19,990
Valid
No end date published
Where
Online

Offer is shown in the Bank Offer side sheet on the product detail page. How to avail offer: Select eligible card at the time of checkout. No promo code required to avail the offer. Amazon publishes no separate terms and conditions page for this offer, so no offer period, monthly cap or category exclusion list could be read on amazon.in.

No terms page is linked for this Yes Bank non-EMI offer on amazon.in, so offer period, cap period and what the cap is shared with could not be read. The Yes Bank terms page that is linked covers only the EMI offer.

In the published termsAdditional flat Instant Discount up to INR 250 on Yes Bank Credit Card Non-EMI Trxn. Minimum purchase value INR 19990

Published by Amazon · Read on 5 Sep 2026 · Source ↗

Yes Bank Credit Card

Yes Bank
Flat Rs 500 offLikely
Cap
Rs 500
Minimum
Rs 24,990
Valid
No end date published
Where
Online

Offer is shown in the Bank Offer side sheet on the product detail page. How to avail offer: Select eligible card at the time of checkout. No promo code required to avail the offer. Amazon publishes no separate terms and conditions page for this offer, so no offer period, monthly cap or category exclusion list could be read on amazon.in.

No terms page is linked for this Yes Bank non-EMI offer on amazon.in, so offer period, cap period and what the cap is shared with could not be read. The Yes Bank terms page that is linked covers only the EMI offer.

In the published termsAdditional flat Instant Discount up to INR 500 on Yes Bank Credit Card Non-EMI Trxn. Minimum purchase value INR 24990

Published by Amazon · Read on 5 Sep 2026 · Source ↗

Welcome offers

1 offer.

One-off benefits for a new card. Not an ongoing rate, so they are listed apart from the offers above.

Axis RuPay Credit Card

Axis Bank
Amazon eVoucher worth ₹250 on first card transaction (one-off, not an ongoing rate)Likely
Cap
Rs 250 lifetime
Valid
No end date published

On first card transaction, not applicable for cards issued without Joining fee

In the published termsAmazon eVoucher worth ₹250 on first card transaction

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Card privileges

1 offer.

Memberships and perks a card includes. Not a discount on this purchase.

PNB BLISS Credit Card

Punjab National Bank
Complimentary membership of Amazon Prime/ Hotstar/ Zee5/ SonyLiv (any one), once per annumLikely
Cap
No cap we could read
Valid
No end date published
In the published termsComplimentary membership of Amazon Prime/ Hotstar/ Zee5/ SonyLiv (any one), once per annum

Published by Punjab National Bank · Read on 10 Aug 2026 · Source ↗

Conditions worth knowing

  • Shared cap of Rs 1,000 a calendar month across all ten 5% merchants. Non-EMI spends only.

    HDFC Bank · Source ↗
  • Page states "up to" or a range: this is a maximum, not a guaranteed rate.

    AU Small Finance Bank · Source ↗
  • Minimum transaction amount ₹1,000. Applicable on Add-ons. Max cashback Rs. 500 per month

    AU Small Finance Bank · Source ↗
  • Reward points posted once every month for eligible transactions settled in previous calendar month.

    HDFC Bank · Source ↗
  • Capped at 500 Reward Points per calendar month.

    HDFC Bank · Source ↗
  • Accelerated rewards cap of 12,000 CheQ points per month on accelerated categories

    AU Small Finance Bank · Source ↗
  • For every Rs. 50 spent, earn 5 Membership Rewards points. 5X Membership Rewards points will be capped at 250 Points per month per Card Account for Amazon.

    American Express · Source ↗
  • max cashback ₹250 per month, minimum transaction ₹500, once per month

    AU Small Finance Bank · Source ↗

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