AskTula Before You Pay Get started

Best credit card for Swiggy in India

Updated 30 September 2026

On Swiggy, HDFC BizFirst Credit Card gives 10% back, with no cap we could read; Swiggy HDFC Bank Credit Card gives up to 10% back, depending on what you buy, capped at Rs 1,500 per statement cycle; and HDFC Millennia Credit Card gives 5% back, capped at Rs 1,000 per month. Every figure here comes from what the bank, Swiggy or the card network publishes, with the source and the date it was read shown against each offer.

Card offers

Showing the 35 highest value of 50 offers.

HDFC BizFirst Credit Card

HDFC Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Offer on dining bills via Swiggy dineout at 35K+ restaurants

In the published termsEnjoy FLAT 10% EXTRA OFF* on dining bills at 35K+ restaurants via Swiggy dineout

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

Swiggy HDFC Bank Credit Card

HDFC Bank
up to 10% back, depending on what you buyLikely
Cap
Rs 1,500 per statement cycle
Minimum
Rs 100
Valid
No end date published
Where
Online

Transactions less than Rs 100 do not earn cashback. Excludes Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis.

In the published terms10% CashBack on spends across Swiggy App on Food orders, Instamart, Dineout & Genie. Up to Rs 1,500 per billing cycle

Published by HDFC Bank · Read on 12 Aug 2026 · Source ↗

SBI Card ELITE Advantage

SBI Card
Flat Rs 600 offEstimate
Cap
Cap stated in the terms below
Valid
No end date published

American Express offer

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsGet up to Rs.600 instant discount at Swiggy

Published by SBI Card · Read on 10 Aug 2026 · Source ↗

HDFC Millennia Credit Card

HDFC Bank
5% backLikely
Cap
Rs 1,000 per month
Valid
No end date published

Shared cap of Rs 1,000 a calendar month across all ten 5% merchants. Non-EMI spends only.

In the published terms5% CashBack on leading brands, Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

Axis Bank Ace Credit Card

Axis Bank
4% backLikely
Cap
No cap we could read
Valid
No end date published
In the published terms4% cashback on swiggy, zomato & ola

Published by Axis Bank · Read on 12 Aug 2026 · Source ↗

Axis SELECT Credit Card

Axis Bank
Flat Rs 200 offLikely
Cap
No cap we could read
Minimum
Rs 1,000
Valid
No end date published
Where
Online

Valid twice a month on minimum transaction of ₹1000 per order. Offer valid on transactions done through Select Credit Card.

In the published termsFlat ₹200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of ₹1000 per order

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card

IDBI Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 200 per month
Minimum
Rs 599
Valid
No end date published

Once per card, per month. Excludes Card/Cash on Delivery, Wallets, Mobile Banking, Net Banking, UPI

In the published terms15% Instant discount on Swiggy food delivery upto Rs. 200/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

Axis Rewards Credit Card

Axis Bank
Flat Rs 150 offLikely
Cap
No cap we could read
Minimum
Rs 500
Valid
No end date published
Where
Online

minimum Transaction value of ₹500. The Offer is applicable only twice a calendar month per Card.

In the published terms₹150 instant discount on Swiggy on a minimum Transaction value of ₹500. Applicable twice a calendar month per Card. Use code AXISREWARDS at checkout…

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis RuPay Credit Card

Axis Bank
Flat Rs 120 offLikely
Cap
Rs 120 per month
Valid
No end date published

Twice a month

In the published termsFlat ₹120 off* on Swiggy; twice a month

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

SimplyCLICK Advantage SBI Card

SBI Card
10 reward points per Rs 100Verified
Cap
No cap we could read
Valid
No end date published
Where
Online

No Reward Points on fuel. No Reward Points on rent. No Reward Points on government services. No Reward Points on wallet load. Not earned on cash advance, balance transfer, Encash, Flexipay, merchant EMI or digital gaming platforms.

In the published termsEarn 10X Reward Points on online spends with exclusive partners: Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr, Tata Cliq…

Published by SBI Card · Read on 10 Aug 2026 · Source ↗

Paytm HDFC Bank Select Business Credit Card

HDFC Bank
3% back in reward pointsVerified
Cap
No cap we could read
Valid
No end date published

No cashback on fuel. No cashback on rent. No cashback on government spends. No cashback on wallet load. Not earned on EMI spends.

In the published terms3% CashPoints on Swiggy, AJIO, Big Basket & Uber

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

PhonePe HDFC Bank Uno Credit Card

HDFC Bank
1% back in reward pointsLikely
Cap
500 points per month
Valid
No end date published
Where
Online

Reward points posted once every month for eligible transactions settled in previous calendar month.

In the published terms1% Reward Points on Select Online Brands, Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month)…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

PhonePe HDFC Bank Ultimo Credit Card

HDFC Bank
5% back in reward pointsLikely
Cap
500 points per month
Valid
No end date published
Where
Online

Capped at 500 Reward Points per calendar month.

In the published terms5% Reward Points on Select Online Brands, Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month)…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

HDFC MoneyBack+ Credit Card

HDFC Bank
10 reward points per Rs 200Likely
Cap
No cap we could read
Valid
No end date published
In the published termsBasis restored to Rs 200 after HDFC product pages confirmed the basis is card-specific

Published by HDFC Bank · Read on 27 Aug 2026 · Source ↗

HDFC Diners Club Privilege Credit Card

HDFC Bank
5 reward points per Rs 200Estimate
Cap
2,500 points per month
Valid
No end date published
Where
Online

5X Reward Points on online food orders on Swiggy and Zomato, additional 4X RP capped at 2500 Reward points per calendar month

In the published termsBasis restored to Rs 200 after HDFC product pages confirmed the basis is card-specific

Published by HDFC Bank · Read on 27 Aug 2026 · Source ↗

HDFC BizGrow Credit Card

HDFC Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

At 35K+ restaurants

In the published termsEnjoy FLAT 10% EXTRA OFF* on dining bills at 35K+ restaurants

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

HDFC PIXEL Play Credit Card

HDFC Bank
up to 10% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via Swiggy App.

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsEnjoy upto 10% off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants)

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

Swiggy Ornge HDFC Bank Credit Card

HDFC Bank
5% backLikely
Cap
No cap we could read
Minimum
Rs 249
Valid
No end date published
Where
Online

Minimum transaction of Rs 249. CashBack earned for current billing cycle will be auto redeemed against outstanding amount. Check the cap in your bank app before relying on it…

In the published terms5% CashBack on all eligible Swiggy app spends (Food orders, Instamart, and Dineout)

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

IDBI Euphoria World Credit Card

IDBI Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 200 per month
Minimum
Rs 599
Valid
No end date published

Once per card, per month. Excludes Card/Cash on Delivery, Wallets, Mobile Banking, Net Banking, UPI

In the published terms15% Instant discount on Swiggy food delivery upto Rs. 200/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

Axis MyZone Credit Card

Axis Bank
Flat Rs 120 offLikely
Cap
Rs 120 per transaction
Minimum
Rs 500
Valid
No end date published
Where
Online

Flat ₹120 off on food delivery. Maximum discount capped at ₹120 per order. Offer applicable on minimum spends of ₹500. Redeemable up to 2 times per month per user ID.

In the published termsFlat ₹120 off on food delivery at Swiggy. Use coupon code AXIS120. Maximum discount ₹120 per order. Minimum spends ₹500

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

SimplyCLICK SBI Card

SBI Card
10 reward points per Rs 100Verified
Cap
No cap we could read
Valid
No end date published
Where
Online

No Reward Points on fuel. No Reward Points on rent. No Reward Points on government services. No Reward Points on wallet load. Not earned on cash advance, balance transfer, Encash, Flexipay, merchant EMI or digital gaming platforms.

In the published termsEarn 10X Reward Points on online spends with exclusive partners: Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr, Tata Cliq…

Published by SBI Card · Read on 10 Aug 2026 · Source ↗

HDFC Freedom Credit Card

HDFC Bank
10 reward points per Rs 200Likely
Cap
No cap we could read
Valid
No end date published
In the published termsBasis restored to Rs 200 after HDFC product pages confirmed the basis is card-specific

Published by HDFC Bank · Read on 12 Aug 2026 · Source ↗

Axis Privilege Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Wednesday Delight offer

In the published terms10% off on orders via Swiggy

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDBI Aspire Platinum Credit Card

IDBI Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 200 per month
Minimum
Rs 599
Valid
No end date published

Once per card, per month. Excludes Card/Cash on Delivery, Wallets, Mobile Banking, Net Banking, UPI

In the published terms15% Instant discount on Swiggy food delivery upto Rs. 200/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

Airtel Axis Bank Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Every Wednesday

In the published terms10% off on orders via Swiggy

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDBI Imperium Platinum Credit Card

IDBI Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 200 per month
Minimum
Rs 599
Valid
No end date published

Once per card, per month. Excludes Card/Cash on Delivery, Wallets, Mobile Banking, Net Banking, UPI

In the published terms15% Instant discount on Swiggy food delivery upto Rs. 200/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

Axis MY Zone Easy Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published

Wednesday Delight offer.

In the published terms10% off on orders via Swiggy

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDBI Winnings Credit Card

IDBI Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 200 per month
Minimum
Rs 599
Valid
No end date published

Once per card, per month. Excludes Card/Cash on Delivery, Wallets, Mobile Banking, Net Banking, UPI

In the published terms15% Instant discount on Swiggy food delivery upto Rs. 200/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

Axis Aura Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Every Wednesday

In the published terms10% off on orders via Swiggy and Amazon Fresh

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IDBI Winnings RuPay Credit Card

IDBI Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 200 per month
Minimum
Rs 599
Valid
No end date published

Once per card, per month. Excludes Card/Cash on Delivery, Wallets, Mobile Banking, Net Banking, UPI

In the published terms15% Instant discount on Swiggy food delivery upto Rs. 200/

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

Axis Freecharge Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published

Wednesday Delight offer

In the published terms10% off on orders via Swiggy and Amazon Fresh

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis Freecharge Plus Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
In the published terms10% off on orders via Swiggy

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis Vistara Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

every Wednesday

In the published terms10% off on orders via Swiggy and Amazon Fresh

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis Vistara Signature Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Wednesday offer

In the published terms10% off on orders via Swiggy and Amazon Fresh

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Fibe Axis Bank Credit Card

Axis Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Wednesday Delight offer

In the published terms10% off on orders via Swiggy

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Welcome offers

1 offer.

One-off benefits for a new card. Not an ongoing rate, so they are listed apart from the offers above.

Flipkart Axis Bank Credit Card

Axis Bank
50% off upto ₹100 on Swiggy food orders for first time Swiggy users (one-off, not an ongoing rate)Likely
Cap
Cap stated in the terms below
Valid
No end date published
Where
Online

First time Swiggy users only. All cards (paid and first-year free) are eligible

In the published termsGet 50% off upto ₹100 on Swiggy food orders for first time Swiggy users. Use code AXISFKNEW

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Card privileges

All 4 offers.

Memberships and perks a card includes. Not a discount on this purchase.

PNB BLISS Credit Card

Punjab National Bank
3 Months complimentary membership of Swiggy-One, once per annumLikely
Cap
No cap we could read
Valid
No end date published
In the published terms3 Months complimentary membership of Swiggy-One, once per annum

Published by Punjab National Bank · Read on 10 Aug 2026 · Source ↗

Axis Miles and More Credit Card

Axis Bank
10% off on Swiggy orders on WednesdaysLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Wednesday Delights

In the published terms10% off on orders via Swiggy and Amazon Fresh

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis MyZone Credit Card

Axis Bank
Wednesday Delight - SwiggyLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

10% off on orders via Swiggy on Wednesdays.

In the published terms10% off on orders via Swiggy on Wednesday

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis MyZone Credit Card

Axis Bank
Wednesday Delight on food ordersLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

10% off on orders via Swiggy every Wednesday.

In the published terms10% off on orders via Swiggy

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Conditions worth knowing

  • Offer on dining bills via Swiggy dineout at 35K+ restaurants

    HDFC Bank · Source ↗
  • Transactions less than Rs 100 do not earn cashback. Excludes Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis.

    HDFC Bank · Source ↗
  • Page states "up to" or a range: this is a maximum, not a guaranteed rate.

    SBI Card · Source ↗
  • American Express offer

    SBI Card · Source ↗
  • Shared cap of Rs 1,000 a calendar month across all ten 5% merchants. Non-EMI spends only.

    HDFC Bank · Source ↗
  • Valid twice a month on minimum transaction of ₹1000 per order. Offer valid on transactions done through Select Credit Card.

    Axis Bank · Source ↗
  • Once per card, per month. Excludes Card/Cash on Delivery, Wallets, Mobile Banking, Net Banking, UPI

    IDBI Bank · Source ↗
  • minimum Transaction value of ₹500. The Offer is applicable only twice a calendar month per Card.

    Axis Bank · Source ↗

We use Google Analytics to see which pages people read, and only if you agree. It never receives your number, your name or your cards. Our privacy policy.