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Best credit card for food delivery in India

Updated 30 September 2026

On food delivery, HDFC BizFirst Credit Card on Swiggy gives 10% back. Rates differ by merchant inside this category, and the cap usually matters more than the rate, so check the merchant page before you pay.

Card offers

Showing the 17 highest value of 826 offers.

Kotak Solitaire Credit Card at Zomato

Kotak Mahindra Bank
up to 30% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

Use the coupon code shared via WhatsApp/Mail/SMS

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsUp to 30% off on online orders from 20,000+ restaurants

Published by Kotak Mahindra Bank · Read on 16 Aug 2026 · Source ↗

PVR Kotak Platinum Credit Card at PVR INOX

Kotak Mahindra Bank
20% backLikely
Cap
No cap we could read
Valid
No end date published
In the published terms20% instant discount on Food and Beverages at PVR INOX

Published by Kotak Mahindra Bank · Read on 10 Aug 2026 · Source ↗

HDFC BizFirst Credit Card at Swiggy

HDFC Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Offer on dining bills via Swiggy dineout at 35K+ restaurants

In the published termsEnjoy FLAT 10% EXTRA OFF* on dining bills at 35K+ restaurants via Swiggy dineout

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

IDBI Royale Signature Credit Card at Zomato, dine-in restaurants

IDBI Bank
up to 15% back, depending on what you buyEstimate
Cap
Rs 1,000 per month
Minimum
Rs 3,500
Valid
No end date published

It is not a minimum on this purchase. valid once per card per month. Cannot combine with other offers. taxes additional.

In the published terms15% Instant discount up to ₹1000 on minimum order value of ₹3500

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Gustaro Pasta

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 300
Minimum
Rs 299
Valid
Valid until 31 December 2026

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU Small Finance Bank re…

In the published terms30% off upto Rs 300, 30 % off upto Rs 300. Minimum Order Value is Rs 299. How to redeem: Click here to app Eatsure app Add products of your

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Faasos

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299 lifetime
Minimum
Rs 299
Valid
Valid until 31 December 2026
Where
Online

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU S…

In the published termsUpto 30 % off, Get 30 % off on Faasos using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to Redeem the offer : Cl…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at The Good Bowl

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299 lifetime
Minimum
Rs 299
Valid
Valid until 31 December 2026
Where
Online

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU S…

In the published termsUpto 30% Off, Get 30 % off on The Good Bowl using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to redeem: Click h…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Behrouz Biryani

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299 lifetime
Minimum
Rs 299
Valid
Valid until 31 December 2026
Where
Online

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU S…

In the published termsUpto 30% Off, Get 30 % off on Behrouz Biryani using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to Redeem the of…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Wendy's Burgers

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299 lifetime
Minimum
Rs 299
Valid
Valid until 31 December 2026
Where
Online

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU S…

In the published termsUpto 30% Off, Get 30 % off on Wendy's Burgers using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to Redeem the of…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Veg Darbar by Behrouz Biryani

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299 lifetime
Minimum
Rs 299
Valid
Valid until 31 December 2026
Where
Online

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU S…

In the published termsUpto 30% Off, Get 30 % off on Veg Darbar by Behrouz Biryani using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Faasos Signature Wrap & Rolls

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299 lifetime
Minimum
Rs 299
Valid
Valid until 31 December 2026
Where
Online

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU S…

In the published termsUpto 30% Off, Get 30 % off on Faasos Signature Wrap & Rolls using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Firangi Bake

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299
Minimum
Rs 299
Valid
Valid until 31 December 2026

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU Small Finance Bank re…

In the published termsUpto 30% Off, Get 30 % off on Firangi Bake using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to Redeem

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Lunch Box

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299
Minimum
Rs 299
Valid
Valid until 31 December 2026

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU Small Finance Bank re…

In the published termsUpto 30% Off, Get 30 % off on Lunch Box, Meals & Thalis using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Oven Story

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299
Minimum
Rs 299
Valid
Valid until 31 December 2026

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU Small Finance Bank re…

In the published termsUpto 30% Off, Get 30 % off on Ovenstory using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to Redeem th…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at The Biryani Life

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299
Minimum
Rs 299
Valid
Valid until 31 December 2026

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU Small Finance Bank re…

In the published termsUpto 30% Off, Get 30 % off on The Biryani Life using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to Re…

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Credit Card at Shawarmajaan

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 299
Minimum
Rs 299
Valid
Valid until 31 December 2026

Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU Small Finance Bank re…

In the published termsUpto 30% Off, Get 30 % off on Shawarmajaan using AU Debit or Credit card Minimum Order Value is Rs 299 Max Discount is Rs 299 How to Redeem

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

IDFC FIRST NRI Credit Card at Domino's

IDFC FIRST Bank
Flat Rs 150 offLikely
Cap
Rs 150 per month
Minimum
Rs 700
Valid
No end date published
Where
Online
In the published termsGet Flat 150 off on 700 | Once per user | Per month

Published by IDFC FIRST Bank · Read on 10 Aug 2026 · Source ↗

Card network offers

All 5 offers.

These come from Visa or RuPay rather than your bank, so they apply because of the network on your card.

HDFC PIXEL Play Credit Card at CAHOOT

HDFC Bank
15% backEstimate
Cap
No cap we could read
Valid
Valid until 31 October 2026

Visa network offer.

In the published termsCAHOOT GET FLAT 15% OFF

Published by Visa · Read on 1 Sep 2026 · Source ↗

HDFC PIXEL Play Credit Card at HAUTE SAUCE

HDFC Bank
15% backEstimate
Cap
No cap we could read
Valid
Valid until 31 October 2026

Visa network offer.

In the published termsHAUTE SAUCE GET FLAT 15% OFF

Published by Visa · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card at Behrouz Biryani

IndusInd Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 125
Minimum
Rs 249
Valid
Valid until 31 July 2027

RuPay network offer. 4. Offer not valid on existing offer collections, select com.

In the published termsGet 30% off upto Rs 125 on orders above Rs 249 at Behrouz Biryani

Published by RuPay · Read on 1 Sep 2026 · Source ↗

HDFC PIXEL Play Credit Card at Hong's Kitchen

HDFC Bank
Flat Rs 120 offEstimate
Cap
No cap we could read
Minimum
Rs 399
Valid
Valid until 22 October 2026

Visa network offer. ite Offer not applicable on Combos & MRP products.

In the published termsHong's Kitchen Get Flat Rs. 120 off on Your First 3 Orders

Published by Visa · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card at Faasos

IndusInd Bank
up to 40% back, depending on what you buyEstimate
Cap
Rs 110
Minimum
Rs 199
Valid
Valid until 31 July 2027

RuPay network offer. 4. Offer not valid on existing offer collections, select com.

In the published termsGet 40% off up to Rs.110 on orders above Rs 199

Published by RuPay · Read on 1 Sep 2026 · Source ↗

Welcome offers

1 offer.

One-off benefits for a new card. Not an ongoing rate, so they are listed apart from the offers above.

Flipkart Axis Bank Credit Card at Swiggy

Axis Bank
50% off upto ₹100 on Swiggy food orders for first time Swiggy users (one-off, not an ongoing rate)Likely
Cap
Cap stated in the terms below
Valid
No end date published
Where
Online

First time Swiggy users only. All cards (paid and first-year free) are eligible

In the published termsGet 50% off upto ₹100 on Swiggy food orders for first time Swiggy users. Use code AXISFKNEW

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Card privileges

Showing the 12 highest value of 67 offers.

Memberships and perks a card includes. Not a discount on this purchase.

PNB BLISS Credit Card at Swiggy

Punjab National Bank
3 Months complimentary membership of Swiggy-One, once per annumLikely
Cap
No cap we could read
Valid
No end date published
In the published terms3 Months complimentary membership of Swiggy-One, once per annum

Published by Punjab National Bank · Read on 10 Aug 2026 · Source ↗

Axis Miles and More Credit Card at Swiggy

Axis Bank
10% off on Swiggy orders on WednesdaysLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Wednesday Delights

In the published terms10% off on orders via Swiggy and Amazon Fresh

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

RBL Titanium Delight Credit Card at Domino's

RBL Bank
Earn 20 reward points for every INR 100 spent on ordering pizza from Domino's/Pizza Hut on WednesdaysLikely
Cap
1,000 points per month
Valid
No end date published

Maximum of 1,000 reward points per month

In the published termsEarn 20 reward points for every INR 100 spent on ordering pizza from Domino's/Pizza Hut on Wednesdays. Maximum of 1,000 reward points per month…

Published by RBL Bank · Read on 10 Aug 2026 · Source ↗

Kotak Solitaire Credit Card

Kotak Mahindra Bank
Free delivery within 7 km on orders above ₹199Estimate
Cap
No cap we could read
Minimum
Rs 199
Valid
No end date published
Where
Online

Within 7 km, on orders above ₹199

In the published termsFree delivery (within 7 km, on orders above ₹199)

Published by Kotak Mahindra Bank · Read on 10 Aug 2026 · Source ↗

Axis MyZone Credit Card at Swiggy

Axis Bank
Wednesday Delight - SwiggyLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

10% off on orders via Swiggy on Wednesdays.

In the published terms10% off on orders via Swiggy on Wednesday

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Axis MyZone Credit Card at Swiggy

Axis Bank
Wednesday Delight on food ordersLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

10% off on orders via Swiggy every Wednesday.

In the published terms10% off on orders via Swiggy

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

BOI RuPay Select Credit Card

Bank of India
Swiggy One membership, 3 months a yearEstimate
Cap
No cap we could read
Valid
No end date published
In the published terms3-month membership per annum of Swiggy One

Published by Bank of India · Read on 27 Aug 2026 · Source ↗

BOI RuPay Bharat Credit Card

Bank of India
Swiggy One membership, 3 months a yearEstimate
Cap
No cap we could read
Valid
No end date published
In the published terms3-month membership per annum of Swiggy One

Published by Bank of India · Read on 27 Aug 2026 · Source ↗

AU Altura Credit Card at McDonald's

AU Small Finance Bank
Free McAloo Tikki or Veg Pizza McPuff on a purchase over INR 199Estimate
Cap
No cap we could read
Valid
No end date published

A named benefit with no rupee rate.

In the published termsGet Free McAloo tikki / Veg Pizza McPuff, Get Free McAloo tikki / Veg Pizza McPuff on Purchase of ₹199 using AU Debit and Credit Cards How

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Altura Plus Credit Card at McDonald's

AU Small Finance Bank
Free McAloo Tikki or Veg Pizza McPuff on a purchase over INR 199Estimate
Cap
No cap we could read
Valid
No end date published

A named benefit with no rupee rate.

In the published termsGet Free McAloo tikki / Veg Pizza McPuff, Get Free McAloo tikki / Veg Pizza McPuff on Purchase of ₹199 using AU Debit and Credit Cards How

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU Ananta Credit Card at McDonald's

AU Small Finance Bank
Free McAloo Tikki or Veg Pizza McPuff on a purchase over INR 199Estimate
Cap
No cap we could read
Valid
No end date published

A named benefit with no rupee rate.

In the published termsGet Free McAloo tikki / Veg Pizza McPuff, Get Free McAloo tikki / Veg Pizza McPuff on Purchase of ₹199 using AU Debit and Credit Cards How

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

AU CheQ Credit Card at McDonald's

AU Small Finance Bank
Free McAloo Tikki or Veg Pizza McPuff on a purchase over INR 199Estimate
Cap
No cap we could read
Valid
No end date published

A named benefit with no rupee rate.

In the published termsGet Free McAloo tikki / Veg Pizza McPuff, Get Free McAloo tikki / Veg Pizza McPuff on Purchase of ₹199 using AU Debit and Credit Cards How

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

What makes food delivery different

Food delivery has the tightest economics of any category. 87% of offers are capped, with a median cap of Rs 299, and 90% require a minimum order, with a median minimum of Rs 299. At the median you must spend Rs 299 before the offer applies at all, and the ceiling on what it can ever return is Rs 299.

The numbers behind food delivery

Computed from the 839 live offers that pay on food delivery, read from published terms as at 30 September 2026. Welcome offers and card privileges are listed separately below and are not in these figures.

MeasureValue
Offers tracked839
Share that publish a cap87%
Median published capRs 299
Most common cap periodOnce per card
Share with a minimum order90%
Median minimum orderRs 299
Channel, where stated242 online, 0 offline
Share stated rather than estimated15%

The mistake people make on food delivery

85% of everything published here, 715 offers of 839, is an estimate rather than a stated amount. Treat a food delivery discount as an approximation until you see it on the bill.

Also worth knowing

Restaurant-brand offers dominate the list. Many are single-brand offers inside a delivery app rather than offers on the app itself, so they do not apply to a mixed order.

Conditions worth knowing

  • Page states "up to" or a range: this is a maximum, not a guaranteed rate.

    Kotak Mahindra Bank · Source ↗
  • Use the coupon code shared via WhatsApp/Mail/SMS

    Kotak Mahindra Bank · Source ↗
  • Offer on dining bills via Swiggy dineout at 35K+ restaurants

    HDFC Bank · Source ↗
  • It is not a minimum on this purchase. valid once per card per month. Cannot combine with other offers. taxes additional.

    IDBI Bank · Source ↗
  • Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU Small Finance Bank re…

    AU Small Finance Bank · Source ↗
  • Offer Applicable for all AU Credit & debit Card Only applicable for Eatsure App & web Offer applicable once per user Offer is valid till 31st December 2026 AU S…

    AU Small Finance Bank · Source ↗
  • RuPay network offer. 4. Offer not valid on existing offer collections, select com.

    RuPay · Source ↗
  • Visa network offer. ite Offer not applicable on Combos & MRP products.

    Visa · Source ↗

Shops in this category

Figures on this page are computed from AskTula's offer database as read on 30 September 2026, and describe what issuers, merchants and card networks publish. They are not a promise of what any individual card will pay.

We use Google Analytics to see which pages people read, and only if you agree. It never receives your number, your name or your cards. Our privacy policy.