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Best credit card for dining in India

Updated 30 September 2026

On dining, IndusInd EazyDiner Credit Card gives Flat Rs 3,000 off; Flipkart Axis Bank Credit Card on Chicago Pizza gives 15% back and HSBC Premier Credit Card on District gives 10% back. Rates differ by merchant inside this category, and the cap usually matters more than the rate, so check the merchant page before you pay.

Card offers

Showing the 25 highest value of 152 offers.

IndusInd Solitaire Credit Card at ITC

IndusInd Bank
50% backEstimate
Cap
No cap we could read
Valid
No end date published
Where
In store

At a participating ITC hotel. Not available for brunch service

In the published termsCulinary Extravagance: 50% discount on buffet lunch/dinner for 2 at a participating ITC hotel. Not valid on Sunday brunch

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

HDFC INFINIA Credit Card (Metal Edition) at Club Marriott

HDFC Bank
50% backLikely
Cap
No cap we could read
Valid
No end date published

Every Tuesday with Club Marriott Membership

In the published termsMember's Day on Tuesday: 50% off on food bill & 25% off on beverage bill

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

IndusInd Pioneer Private Credit Card at EazyDiner

IndusInd Bank
up to 50% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published

With EazyDiner Membership

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsUp to 50% discount at over 2000 restaurants

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

HDFC Diners Club Black Metal Edition Credit Card at Swiggy Dineout

HDFC Bank
up to 40% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsGet up to 40% off on dining with Swiggy Dineout

Published by HDFC Bank · Read on 12 Aug 2026 · Source ↗

IndusInd EazyDiner Credit Card

IndusInd Bank
Flat Rs 3,000 offEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

It is not a minimum on this purchase. Spend INR 30,000 on non-dining transactions in previous calendar month.

In the published termsTo unlock additional discount of INR 3,000 in the same month. Spend INR 30,000 in previous calendar month on non-dining transactions

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

IndusInd Pioneer Heritage Credit Card at ITC Hotels

IndusInd Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 5,000 per transaction
Valid
No end date published
Where
In store

Sweet Indulgence certificate. Maximum purchase up to INR 5000.

In the published terms30% discount on purchase at a gourmet shop at ITC hotel (maximum up to INR 5000)

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

HSBC Taj Credit Card at Qmin

HSBC
25% backLikely
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 25% savings on food and beverages and Qmin deliveries

Published by HSBC · Read on 10 Aug 2026 · Source ↗

PVR Kotak Gold Credit Card at PVR INOX

Kotak Mahindra Bank
20% backLikely
Cap
No cap we could read
Valid
No end date published

At PVR INOX

In the published termsGet 20% instant discount on Food and Beverages at PVR INOX

Published by Kotak Mahindra Bank · Read on 10 Aug 2026 · Source ↗

IndusInd Solitaire Credit Card at Fortune

IndusInd Bank
20% backLikely
Cap
No cap we could read
Valid
No end date published
Where
In store

At Fortune and WelcomHeritage Hotels Check the cap in your bank app before relying on it…

In the published termsEnjoy savings of 20% while dining at Fortune and WelcomHeritage Hotels

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

Paytm HDFC Bank Business Credit Card at Dineout

HDFC Bank
up to 20% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsUpto 20% discount on partner restaurants via Dineout while using your HDFC Bank Credit Card

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

Flipkart Axis Bank Credit Card at Chicago Pizza

Axis Bank
15% backVerified
Cap
No cap we could read
Valid
Valid until 30 December 2026
Where
In store

Valid only at participating stores. Simply ask for this offer before the bill is generated and pay with your Axis Bank Mastercard card.

In the published terms15% off on food & soft beverages on Chicago Pizza. Valid Till: 30th December 2026. Simply ask for this offer before the bill is generated and pay with your Axis Bank Mastercard card…

Published by Axis Bank · Read on 19 Aug 2026 · Source ↗

HSBC Premier Credit Card at District

HSBC
10% backLikely
Cap
No cap we could read
Valid
No end date published

T&Cs apply

In the published termsSave 10% on dining, activities and shopping, and enjoy movies on the big screen for less

Published by HSBC · Read on 10 Aug 2026 · Source ↗

HDFC BizGrow Credit Card at Swiggy

HDFC Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

At 35K+ restaurants

In the published termsEnjoy FLAT 10% EXTRA OFF* on dining bills at 35K+ restaurants

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

Shoppers Stop Axis Bank Credit Card at Shoppers Stop

Axis Bank
15% backLikely
Cap
Rs 500 per month
Minimum
Rs 2,500
Valid
No end date published

Offer is applicable on a minimum order value of ₹2500

In the published termsEnjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card. Maximum discount is capped at ₹500 per month

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

HSBC Live+ Credit Card at Starbucks

HSBC
Flat Rs 200 offLikely
Cap
Rs 200
Valid
Valid until 31 October 2026

Requires applying for an HSBC credit card, not an offer on an existing card.

In the published termsIt starts with a SIP! Apply for an HSBC credit card and get Rs.200 off on your next Starbucks purchase

Published by HSBC · Read on 31 Aug 2026 · Source ↗

RBL Bank Movies and More Credit Card at Pizza Hut

RBL Bank
10 reward points per Rs 100Likely
Cap
1,000 points per month
Valid
No end date published

RBL clause verbatim: "a Cardmember can avail a maximum of 1000 accelerated reward points per month. (1000 Reward points on Dining and 1000 Reward points on above mentioned select merchant outlets)". Once the cap is attained, earning continues at the base rate of 1 Reward Point per INR 100.

In the published termsEarn 10 reward points/ INR 100 spent at Pizza Hut and KFC

Published by RBL Bank · Read on 10 Aug 2026 · Source ↗

Axis RuPay Credit Card at IndiGo

Axis Bank
2 reward points per Rs 100Estimate
Cap
No cap we could read
Valid
No end date published

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsAccelerated rewards up to 2 IndiGo BluChips per Rs.100 on Dining spends

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

IndusInd Solitaire Credit Card at ITC

IndusInd Bank
up to 30% back, depending on what you buyEstimate
Cap
Rs 5,000 per transaction
Valid
No end date published
Where
In store

At a gourmet shop at a participating ITC hotel for purchases of maximum up to INR 5000

In the published termsSweet Indulgence: 30% discount on purchase at a gourmet shop at a participating ITC hotel (for purchases of maximum up to INR 5000)

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

Equitas PowerMiles Credit Card at Club Marriott

Equitas SFB
up to 25% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published

Club Marriott Exclusive Membership. Complimentary Membership for Spouse.

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsUpto 25% off on F&B, Hotel & Spa services with Club Marriott membership

Published by Equitas SFB · Read on 29 Jul 2026 · Source ↗

American Express Platinum Card at EazyDiner

American Express
up to 50% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published

Complimentary membership to EazyDiner Prime. Other privileges include a complimentary drink, preferential reservations

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsEnjoy up to 50% off at over 1800 premium restaurants in India with complimentary membership to EazyDiner Prime

Published by American Express · Read on 16 Aug 2026 · Source ↗

HDFC Freedom Credit Card at Swiggy Dineout

HDFC Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published
In the published terms10% additional discount on Swiggy Dineout using coupon code HDFCCARDS

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

AU ABC NXT Credit Card

AU Small Finance Bank
up to 30% back, depending on what you buyEstimate
Cap
No cap we could read
Valid
No end date published
Where
In store

At selected 300+ partnered restaurants in 30 cities under the Silver Spoon Dining Program

Page states "up to": this is a maximum, not a guaranteed rate.

In the published termsGet up to 30% discount at our selected 300+ partnered restaurants in 30 cities

Published by AU Small Finance Bank · Read on 1 Aug 2026 · Source ↗

IndusInd Pioneer Heritage Credit Card at ITC Hotels

IndusInd Bank
25% backLikely
Cap
No cap we could read
Valid
No end date published
Where
In store

Culinary Delights certificate. Not available for brunch service. Maximum 4 guests.

In the published terms25% discount on Food & Beverages bill at participating ITC hotel for a maximum of 4 guests

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST Private Credit Card at Qmin

IDFC FIRST Bank
20% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Taj Epicure Membership benefit

In the published terms20% off on orders via Qmin App all year-round

Published by IDFC FIRST Bank · Read on 10 Aug 2026 · Source ↗

HDFC Diners Club Privilege Credit Card at Dineout

HDFC Bank
10% backLikely
Cap
No cap we could read
Valid
No end date published

on participating restaurants

In the published termsExtra 10% off on Dineout bill on participating restaurants

Published by HDFC Bank · Read on 12 Aug 2026 · Source ↗

Card network offers

All 2 offers.

These come from Visa or RuPay rather than your bank, so they apply because of the network on your card.

HDFC PIXEL Play Credit Card at District

HDFC Bank
Flat Rs 250 offEstimate
Cap
No cap we could read
Valid
Valid until 25 June 2027

Visa network offer. iscounts (excluding tips) Restaurants partners applicable under this program can.

In the published termsDistrict Flat Rs.250 OFF on District Dining booking using Visa Card

Published by Visa · Read on 1 Sep 2026 · Source ↗

HDFC PIXEL Play Credit Card at Hoi

HDFC Bank
up to 20% back, depending on what you buyEstimate
Cap
Rs 120 per transaction
Minimum
Rs 500
Valid
Valid until 31 March 2027

Visa network offer. The offer cannot be clubbed with any other offer Get Flat 20% off up to 120 INR.

In the published termsHoi Get Flat 20% off up to 120 INR on 50+ outlets / restaurants at Hyderabad Airport

Published by Visa · Read on 1 Sep 2026 · Source ↗

Welcome offers

All 6 offers.

One-off benefits for a new card. Not an ongoing rate, so they are listed apart from the offers above.

HSBC Live+ Credit Card at Starbucks

HSBC
Rs 200 one-off, not an ongoing rate (INR200 off next purchase at Starbucks)Likely
Cap
No cap we could read
Valid
No end date published

T&Cs apply

In the published termsGet INR200 off your next purchase at Starbucks

Published by HSBC · Read on 10 Aug 2026 · Source ↗

IndusInd Bank Jio-bp Mobility+ Credit Card at wildbean cafe

IndusInd Bank
complimentary wildbean cafe coupon worth INR 200 on first transaction within 30 days of card setup (one-off, not an ongoing rate)Likely
Cap
Rs 200 lifetime
Valid
No end date published
Where
In store

1st transaction at wildbean cafe within 30 days of card setup

In the published termscomplimentary wildbean cafe coupon worth INR 200 on your first transaction within 30 days

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card

IndusInd Bank
Rs 500 one-off, not an ongoing rate (welcome bonus EazyPoints)Estimate
Cap
No cap we could read
Valid
No end date published
In the published terms500 welcome bonus EazyPoints

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST WOW! Black Credit Card at EazyDiner

IDFC FIRST Bank
Rs 1,095 one-off, not an ongoing rate (3-Month Complimentary Membership Of EazyDiner Prime worth ₹1,095)Likely
Cap
No cap we could read
Valid
No end date published

on payment of joining fee

In the published terms3-Month Complimentary Membership Of EazyDiner Prime worth ₹1,095 on payment of joining fee

Published by IDFC FIRST Bank · Read on 10 Aug 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card

IndusInd Bank
Rs 500 one-off, not an ongoing rate (Extra instant INR 500 off when you eat out)Estimate
Cap
No cap we could read
Valid
No end date published
Where
Online and in store
In the published termsExtra instant INR 500 off when you eat out

Published by IndusInd Bank · Read on 12 Aug 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card

IndusInd Bank
GUARANTEED 25% up to 50% OFF at over 2000+ premium restaurants & bars (one-off, not an ongoing rate)Estimate
Cap
Cap stated in the terms below
Valid
No end date published
Where
Online and in store

Minimum 25% guaranteed; up to 50% at participating restaurants.

In the published termsEnjoy GUARANTEED 25% up to 50% OFF at over 2000+ premium restaurants & bars

Published by IndusInd Bank · Read on 12 Aug 2026 · Source ↗

Card privileges

Showing the 12 highest value of 16 offers.

Memberships and perks a card includes. Not a discount on this purchase.

Equitas PowerMiles Credit Card at EazyDiner

Equitas SFB
25% - 50% Savings on dining with EazyDiner membershipEstimate
Cap
No cap we could read
Valid
No end date published

EazyDiner membership with complimentary beverages and welcome bonus

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published terms25% - 50% Savings on dining plus complimentary beverages with EazyDiner

Published by Equitas SFB · Read on 29 Jul 2026 · Source ↗

City Union Bank SBI Card PRIME

SBI Card (City Union)
Earn 20 Reward Points per Rs. 100 on birthday spendsEstimate
Cap
2,000 points per year
Valid
No end date published

Valid one day before, on, and one day after birthday. Capped at 2,000 points per calendar year.

In the published termsEarn 20 Reward Points per Rs. 100 on birthday spends. Reward Points capped at 2,000 per calendar year

Published by SBI Card (City Union) · Read on 10 Aug 2026 · Source ↗

HSBC Taj Credit Card

HSBC
four vouchers for set meals for two at participating restaurantsEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsGet four vouchers for set meals for two at participating restaurants

Published by HSBC · Read on 10 Aug 2026 · Source ↗

PNB RuPay Metal Card LUXURA

Punjab National Bank
1+1 Dinning (Set Menu) Set Menu at Signature ITC restaurants Throughout the year, any number of times, Max 1 per Table/BillEstimate
Cap
No cap we could read
Valid
No end date published
Where
In store

Except blackout dates. Applicable restaurants: Peshawari/Avartana/Kebabs & Kurries/Royal Vega/DumPukht/Yi Jing/Pan Asian/Ottimo Cucina Italiana…

In the published terms1+1 Dinning (Set Menu) Set Menu at Signature ITC restaurants Throughout the year, any number of times, Max 1 per Table/Bill

Published by Punjab National Bank · Read on 10 Aug 2026 · Source ↗

IndusInd Solitaire Credit Card at ITC

IndusInd Bank
Receive 1,000 bonus Green PointsEstimate
Cap
Cap stated in the terms below
Minimum
Rs 25,000
Valid
No end date published

On every accumulated spend of ₹ 25,000 on Food & Beverage. Valid on accumulated Food & Beverage spends of up to ₹ 1, 00,000

In the published termsReceive 1,000 bonus Green Points on every accumulated spend of ₹ 25,000 on Food & Beverage

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

RBL Bank Movies and More Credit Card

RBL Bank
Earn 20 reward points/ INR 100 spent on dining on WednesdaysEstimate
Cap
1,000 points per month
Valid
No end date published

RBL clause verbatim: "a Cardmember can avail a maximum of 1000 accelerated reward points per month. (1000 Reward points on Dining and 1000 Reward points on above mentioned select merchant outlets)". Once the cap is attained, earning continues at the base rate of 1 Reward Point per INR 100.

In the published termsEarn 20 reward points/ INR 100 spent on dining on Wednesdays

Published by RBL Bank · Read on 10 Aug 2026 · Source ↗

HDFC INFINIA Credit Card (Metal Edition) at ITC Hotels

HDFC Bank
1+1 buffet at participating ITC hotelsLikely
Cap
No cap we could read
Valid
No end date published

at participating ITC hotels

In the published terms1+1 buffet at participating ITC hotels

Published by HDFC Bank · Read on 12 Aug 2026 · Source ↗

IndusInd EazyDiner Credit Card

IndusInd Bank
3X EazyPointsEstimate
Cap
No cap we could read
Valid
No end date published

Prime-exclusive benefit

In the published terms3X EazyPoints using your EazyDiner IndusInd Bank Credit Card

Published by IndusInd Bank · Read on 12 Aug 2026 · Source ↗

BOI Visa Platinum International Credit Card

Bank of India
Discount on restaurant bills via Visa Dine and SaveEstimate
Cap
No cap we could read
Valid
No end date published

Page states "up to": this is a maximum, not a guaranteed rate.

In the published termsDine and Save with up to 20% off on total bill at selected restaurants, no minimum spend required

Published by Bank of India · Read on 27 Aug 2026 · Source ↗

Bank of Maharashtra SBI Credit Card PRIME at Pizza Hut

SBI Card (BOM)
Pizza Hut e-voucher worth Rs 1,000 on quarterly spendsVerified
Cap
No cap we could read
Minimum
Rs 50,000
Valid
No end date published

Voucher sent to the registered mobile number within 30 days of achieving the spend.

In the published termsBank of Maharashtra SBI Credit Card PRIME page, Milestone Benefits: Pizza Hut e-Voucher worth Rs 1,000 on spends of Rs 50,000 in a calendar quarter…

Published by SBI Card (BOM) · Read on 27 Aug 2026 · Source ↗

UCO Bank SBI Card PRIME at Pizza Hut

SBI Card
Pizza Hut e-voucher worth Rs 1,000 on quarterly spendsVerified
Cap
No cap we could read
Minimum
Rs 50,000
Valid
No end date published
In the published termsUCO Bank SBI Card PRIME page, Privileges tab, Milestone Benefits: Pizza Hut e-Voucher worth Rs 1,000 on quarterly spends of Rs 50,000. Prime Pro cardholders receive a Rs 500 voucher on the same spends…

Published by SBI Card · Read on 28 Aug 2026 · Source ↗

Punjab & Sind Bank SBI Card PRIME at Pizza Hut

SBI Card
Pizza Hut e-voucher worth Rs 1,000 on quarterly spendsVerified
Cap
No cap we could read
Minimum
Rs 50,000
Valid
No end date published
In the published termsPSB SBI Card PRIME page, Privileges tab, Milestone Benefits: Pizza Hut e-Voucher worth Rs 1,000 on quarterly spends of Rs 50,000. Prime Pro cardholders receive a Rs 500 voucher on the same spends…

Published by SBI Card · Read on 28 Aug 2026 · Source ↗

What makes dining different

Dining caps are small, and a share of them reset with the bill rather than with the month. 33% of dining offers are capped, the median cap is Rs 1,000, and 4 of them are scoped per transaction rather than pooled across a month. That makes dining offers useful often and never large.

The numbers behind dining

Computed from the 154 live offers that pay on dining, read from published terms as at 30 September 2026. Welcome offers and card privileges are listed separately below and are not in these figures.

MeasureValue
Offers tracked154
Share that publish a cap33%
Median published capRs 1,000
Most common cap periodper month
Share with a minimum order12%
Median minimum orderRs 2,500
Channel, where stated17 online, 52 offline
Share stated rather than estimated69%

The mistake people make on dining

Where the cap is per transaction, splitting a table across two cards genuinely doubles the allowance, and putting a large group bill on one card wastes most of the offer. This is the one category where how you split the bill changes what you get. Check the scope before you assume it: 31 of these offers cap per month instead, and on those, splitting changes nothing.

Also worth knowing

31% of dining offers, 47 of 154, are estimates rather than stated amounts.

Conditions worth knowing

  • At a participating ITC hotel. Not available for brunch service

    IndusInd Bank · Source ↗
  • Every Tuesday with Club Marriott Membership

    HDFC Bank · Source ↗
  • Page states "up to" or a range: this is a maximum, not a guaranteed rate.

    IndusInd Bank · Source ↗
  • With EazyDiner Membership

    IndusInd Bank · Source ↗
  • It is not a minimum on this purchase. Spend INR 30,000 on non-dining transactions in previous calendar month.

    IndusInd Bank · Source ↗
  • Sweet Indulgence certificate. Maximum purchase up to INR 5000.

    IndusInd Bank · Source ↗
  • At Fortune and WelcomHeritage Hotels Check the cap in your bank app before relying on it…

    IndusInd Bank · Source ↗
  • Valid only at participating stores. Simply ask for this offer before the bill is generated and pay with your Axis Bank Mastercard card.

    Axis Bank · Source ↗

Shops in this category

Figures on this page are computed from AskTula's offer database as read on 30 September 2026, and describe what issuers, merchants and card networks publish. They are not a promise of what any individual card will pay.

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