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Best credit card for flights in India

Updated 30 September 2026

On flights, HSBC TravelOne Credit Card on Paytm Travel gives 15% back; Canara MasterCard World Credit Card on Goibibo gives 12% back and PNB EMT (EaseMyTrip) RuPay Credit Card gives up to 10% back, depending on what you buy, capped at Rs 1,000 per transaction. Rates differ by merchant inside this category, and the cap usually matters more than the rate, so check the merchant page before you pay.

Card offers

Showing the 25 highest value of 43 offers.

HSBC Taj Credit Card at Yatra

HSBC
up to 20% back, depending on what you buyLikely
Cap
Rs 10,500 per transaction
Valid
No end date published
Where
Online

T&Cs apply

In the published termsSave 20%, up to INR10,500, on domestic and international flights with Yatra

Published by HSBC · Read on 10 Aug 2026 · Source ↗

HSBC TravelOne Credit Card at Paytm Travel

HSBC
15% backLikely
Cap
No cap we could read
Valid
No end date published

T&Cs apply

In the published terms15% off international and domestic flights with Paytm. Use promo code: HSBCTRAVEL

Published by HSBC · Read on 10 Aug 2026 · Source ↗

PNB Visa Metal Card LUXURA at Ixigo

Punjab National Bank
up to 12% back, depending on what you buyLikely
Cap
Rs 1,200 per month
Minimum
Rs 5,000
Valid
No end date published
Where
Online

Flat 12% instant off up to Rs.1200 on domestic flights. Minimum order value Rs.5000. Once per card per month.

In the published termsFlat 12% Instant Off upto 1200 on domestic flights with minimum order value INR 5000

Published by Punjab National Bank · Read on 10 Aug 2026 · Source ↗

Canara MasterCard World Credit Card at Goibibo

Canara Bank
12% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online
In the published termsGoIbibo Discount Offer for 12% on Domestic flight Bookings

Published by Canara Bank · Read on 10 Aug 2026 · Source ↗

PNB EMT (EaseMyTrip) RuPay Credit Card

Punjab National Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000 per transaction
Valid
No end date published

NO MOV. Discount applicable up to 4 transactions per card in a month

In the published termsFlat 10% off Upto Rs. 1,000 on domestic flight bookings | NO MOV

Published by Punjab National Bank · Read on 10 Aug 2026 · Source ↗

Standard Chartered DigiSmart Credit Card at Yatra.com

Standard Chartered
up to 10% back, depending on what you buyLikely
Cap
Rs 10,000 per quarter
Valid
No end date published
Where
Online

10% discount on international flights upto INR 10,000. Valid for 1 transaction per quarter, per category.

In the published terms10% discount on international flights upto INR 10,000. Valid for 1 transaction per quarter, per category

Published by Standard Chartered · Read on 10 Aug 2026 · Source ↗

Axis Neo Credit Card at Cleartrip

Axis Bank
up to 7% back, depending on what you buyLikely
Cap
Rs 2,000 per month
Valid
No end date published
Where
Online

Domestic and international flight bookings. Once per use per month.

In the published termsFlat 7% discount (up to ₹2,000) on domestic and international flight bookings. Once per use per month. Use code 'CTAXISNEO'

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Air India SBI Signature Card at Air India

SBI Card
10 reward points per Rs 100Likely
Cap
No cap we could read
Valid
No end date published
Where
Online and in store

Applicable on Air India tickets booked via website, app, booking offices, or call centres including Super Saver tickets for self and others

In the published terms10 Reward Points per Rs.100 spent on Air India tickets booked via website, app, booking offices, or call centres

Published by SBI Card · Read on 10 Aug 2026 · Source ↗

IRCTC SBI Card Premier at IRCTC

SBI Card
5 reward points per Rs 100Likely
Cap
No cap we could read
Valid
No end date published
Where
Online

Check the cap in your bank app before relying on it…

In the published terms5% back on Air ticket purchases on www.air.irctc.co.in

Published by SBI Card · Read on 10 Aug 2026 · Source ↗

BOBCARD Etihad Guest Premium Credit Card at Etihad Airways

BOBCARD (Bank of Baroda)
6 Miles per ₹100 on Etihad AirwaysLikely
Cap
No cap we could read
Valid
No end date published
In the published termsEarn 6 Miles per ₹100 on Etihad Airways

Published by BOBCARD (Bank of Baroda) · Read on 10 Aug 2026 · Source ↗

Indigo Kotak Credit Card at IndiGo

Kotak Mahindra Bank
19 reward points per Rs 100Estimate
Cap
No cap we could read
Valid
No end date published
Where
Online and in store

Comprised of: 8 BluChips per ₹100 (membership), 3 per ₹100 (card), 4 per ₹100 (website/app), up to 4 bonus per ₹100 (tier status)

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsEarn up to 19 IndiGo BluChips per ₹100 spent on IndiGo flight bookings

Published by Kotak Mahindra Bank · Read on 10 Aug 2026 · Source ↗

Canara Visa Gold Credit Card at Goibibo

Canara Bank
12% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online
In the published termsGoIbibo Discount Offer for 12% on Domestic flight Bookings

Published by Canara Bank · Read on 10 Aug 2026 · Source ↗

ixigo AU Credit Card

AU Small Finance Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 3,000 per month
Valid
No end date published
Where
Online

Valid using ixigo platforms only. Discounts can be availed once per month

In the published terms10% instant discount on Flight Bookings up to ₹3,000 using ixigo platforms

Published by AU Small Finance Bank · Read on 31 Aug 2026 · Source ↗

Standard Chartered DigiSmart Credit Card at Yatra.com

Standard Chartered
up to 20% back, depending on what you buyLikely
Cap
Rs 750 per quarter
Valid
No end date published
Where
Online

Get 20% discount on domestic flights upto INR 750 on Yatra. Valid for 1 transaction per quarter.

In the published termsGet a 20% discount at Yatra on domestic flights upto INR 750. Valid for 1 transaction per quarter, per category

Published by Standard Chartered · Read on 10 Aug 2026 · Source ↗

Axis MyZone Credit Card at Cleartrip

Axis Bank
up to 7% back, depending on what you buyEstimate
Cap
Rs 2,000 per month
Valid
No end date published
Where
Online

Flat 7% discount (up to ₹2,000) on domestic and international flight bookings. Applicable once per use per month.

In the published termsFlat 7% discount (up to ₹2,000) on domestic and international flight bookings on Cleartrip. Once per use per month

Published by Axis Bank · Read on 10 Aug 2026 · Source ↗

Air India SBI Platinum Card at Air India

SBI Card
5 reward points per Rs 100Likely
Cap
No cap we could read
Valid
No end date published
Where
Online and in store
In the published terms5 Reward Points per Rs. 100 spent on Air India tickets booked via website, app, booking offices, or call centers (including Super Saver tickets for self and others)…

Published by SBI Card · Read on 10 Aug 2026 · Source ↗

Kotak IndiGo Premium Credit Card at IndiGo

Kotak Mahindra Bank
21 reward points per Rs 100Estimate
Cap
No cap we could read
Valid
No end date published
Where
Online and in store

Up to 4 bonus IndiGo BluChips per ₹100 spent basis your IndiGo BluChip Tier status

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsEarn up to 21 IndiGo BluChips per ₹100 spent on IndiGo flight bookings

Published by Kotak Mahindra Bank · Read on 10 Aug 2026 · Source ↗

Canara MasterCard Standard Credit Card at Goibibo

Canara Bank
12% backLikely
Cap
No cap we could read
Valid
No end date published
In the published termsGoIbibo Discount Offer for 12% on Domestic flight Bookings

Published by Canara Bank · Read on 10 Aug 2026 · Source ↗

Standard Chartered EaseMyTrip Credit Card

Standard Chartered
10% backEstimate
Cap
Rs 5,000 per transaction
Valid
No end date published
Where
Online and in store

International flight bookings. Max discount of Rs 5000.

In the published termsFlat 10% off* on domestic & international flight bookings(Max discount of Rs 1000 and Rs 5000 respectively)

Published by Standard Chartered · Read on 10 Aug 2026 · Source ↗

Canara Visa Classic Credit Card at Goibibo

Canara Bank
12% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Domestic flight bookings through GoIbibo

In the published termsGoIbibo Discount Offer for 12% on Domestic flight Bookings

Published by Canara Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST Business Multiplier Credit Card

IDFC FIRST Bank
40 reward points per Rs 150, valued at Rs 0.25 a point by the issuerEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

Booking must be made through the Travel and Shop section of the IDFC FIRST Bank Mobile App. Not eligible on EMI transactions or on Cash plus Points bookings.

In the published termsBusiness Multiplier product guide: 10 Reward Points per Rs 200, and points are earned per Rs 150 on flight and hotel bookings via the app, so the base on travel is 10 per Rs 150, which is 6.67% of spend. The issuer states a 20% bonus on flight bookings, so total earn is 6.67% plus 20% = 26.67% of spend, which is 40.0 Reward Points per Rs 150. Business Multiplier product guide header: "Up to 33% Bonus Rewards Points on spends via IDFC FIRST Bank App". The issuer hedges the bonus with "up to", so the total is a ceiling: up to 40.0 Reward Points per Rs 150 on a flight booking…

Published by IDFC FIRST Bank · Read on 27 Aug 2026 · Source ↗

Canara Visa Gold Secured Credit Card at Goibibo

Canara Bank
12% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online
In the published termsGoIbibo Discount Offer for 12% on Domestic flight Bookings

Published by Canara Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST WOW! Credit Card

IDFC FIRST Bank
5% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online

Redeem through FIRST Rewards Gallery section on IDFC FIRST Bank Mobile App

In the published terms5% Bonus Reward Points on flight bookings over & above your Base Reward Points

Published by IDFC FIRST Bank · Read on 10 Aug 2026 · Source ↗

Canara Visa Corporate Credit Card at Goibibo

Canara Bank
12% backLikely
Cap
No cap we could read
Valid
No end date published
Where
Online
In the published termsGoIbibo Discount Offer for 12% on Domestic flight Bookings

Published by Canara Bank · Read on 10 Aug 2026 · Source ↗

HDFC Diners Club Black Metal Edition Credit Card

HDFC Bank
5 reward points per Rs 150Estimate
Cap
No cap we could read
Valid
No end date published
Where
Online

When booking via SmartBUY No Reward Points on fuel. Not earned on cash advances, payment of outstanding balances, card fees and charges, or Smart EMI and Dial an EMI transactions.

In the published termsHDFC Diners Club Black Metal T&C: "2X Reward Points i.e. 10 Reward points per Rs. 150 spend at standalone restaurants during weekend". Two X equals ten points per Rs 150, so the base 1X is 5 Reward Points per Rs 150 and every NX multiplier on this card is N x 5 points per Rs 150…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

Card offers, 3 of 5 from a card network

All 5 offers.

Some of these were read from a card network's listing and some from the shop's own page. The page we read is linked beside each one.

HDFC PIXEL Play Credit Card at Yatra

HDFC Bank
Flat Rs 1,800 offEstimate
Cap
Rs 1,800 per month
Valid
Valid until 31 December 2026

Visa network offer. This offer cannot be combined with any other offer/ scheme. Offer not valid o.

In the published termsYatra Get Upto Rs.1800 off on domestic flights

Published by Visa · Read on 1 Sep 2026 · Source ↗

Standard Chartered Credit Card at Paytm

Standard Chartered
up to 10% back, depending on what you buyVerified
Cap
Rs 1,000
Valid
No end date published
Where
Online

Domestic flights only. Promo code PAYTMSCD. One-time use per user. Valid only on the first eligible transaction per card per Tuesday. Cashback excludes convenience fee, insurance and add-ons. Not valid on corporate cards.

In the published termsGet 10% Cashback Upto ₹1,000 on Domestic Flight Bookings. Offer is valid only for Standard Chartered Credit and Debit cards. Offer is valid only for one-time usage per user. Offer is valid only on the first eligible transaction per card per Tuesday during the Offer Period…

Published by Paytm · Read on 14 Jul 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card at Ixigo

IndusInd Bank
8% backEstimate
Cap
No cap we could read
Valid
Valid until 31 July 2027

RuPay network offer.

In the published termsGet Flat 8% off on flights

Published by RuPay · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card at Yatra

IndusInd Bank
Flat Rs 1,000 offEstimate
Cap
Rs 1,000 per month
Valid
Valid until 31 July 2027

RuPay network offer. This offer cannot be combined with any other offer/ scheme.

In the published termsUpto INR 1000 off on domestic flights

Published by RuPay · Read on 1 Sep 2026 · Source ↗

Punjab National Bank Credit Card at Paytm

Punjab National Bank
up to 15% back, depending on what you buyVerified
Cap
Rs 1,000 per month
Minimum
Rs 4,000
Valid
No end date published
Where
Online

Domestic flight ticket booking only. Offer is valid for selected credit card users except business or commercial cards. Users must have a verified mobile number on Paytm. Cancelled bookings are not eligible.

This offer sits on tickets.paytm.com, Paytm's own flight booking site, not on paytm.com. Paytm.com/offers redirects to the Paytm homepage and carries no bank offer at all. The card tile says Valid everyday on Credit Card Transactions and the terms page gives no start or end date, so no end date is recorded. The terms say credit card transactions, not EMI, so this is a direct offer. Only selected cards qualify and the page does not list which.

In the published termsUse code FLYPNBCC on domestic flight ticket booking to avail flat 15% off up to Rs 1,000. Offer is applicable on Punjab National Bank credit card transactions only. Minimum order value for flight ticket booking is Rs 4,000. Maximum available discount per card is Rs 1,000 per month. Offer is valid for once per card per month.

Published by Paytm · Read on 5 Sep 2026 · Source ↗

Card privileges

All 11 offers.

Memberships and perks a card includes. Not a discount on this purchase.

HSBC Visa Platinum Credit Card at MakeMyTrip

HSBC
Complimentary flight seat selections twice a year on domestic flights booked with MakeMyTripLikely
Cap
No cap we could read
Valid
No end date published

Domestic flights booked with MakeMyTrip

In the published termsComplimentary flight seat selections twice a year on domestic flights booked with MakeMyTrip

Published by HSBC · Read on 10 Aug 2026 · Source ↗

ICICI Emirates Emeralde Credit Card at Emirates

ICICI Bank
Emirates Gold Tier MembershipEstimate
Cap
No cap we could read
Minimum
Rs 15,00,000
Valid
No end date published

Spend of ₹15 lakh including minimum ₹50,000 on Emirates.com in the anniversary year

In the published termsEmirates Gold Tier Membership after a spend of ₹15 lakh (including minimum ₹50,000 on Emirates.com)

Published by ICICI Bank · Read on 10 Aug 2026 · Source ↗

ICICI Emirates Emeralde Credit Card at Emirates

ICICI Bank
Save up to 10% on Emirates flightsEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

Use promo code INICI26 on Emirates.com before searching for flights and complete booking with card

Page states "up to" or a range: this is a maximum, not a guaranteed rate.

In the published termsSave up to 10% on Emirates flights using the promo code INICI26 via Emirates.com

Published by ICICI Bank · Read on 10 Aug 2026 · Source ↗

AU CA Metal Credit Card at MakeMyTrip

AU Small Finance Bank
2 Complimentary domestic flights seats booking (max value of up to ₹350)Estimate
Cap
Rs 350 lifetime
Valid
No end date published
Where
Online

MakeMyTrip Visa Exclusive Offer

In the published terms2 Complimentary domestic flights seats booking (max value of up to ₹350)

Published by AU Small Finance Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST Gaj Credit Card

IDFC FIRST Bank
Receive 20 Bonus Reward Points per ₹150 on flight bookings via the IDFC FIRST Bank Mobile App, over and above the base 5 Reward Points per ₹150Estimate
Cap
15,000 points per month
Valid
No end date published
Where
Online

Bonus reward points per ₹150 on flight bookings via the IDFC FIRST Bank Mobile App

In the published terms20 Bonus Reward Points per ₹150 on flight bookings. Capped at 15,000 bonus Reward Points per month

Published by IDFC FIRST Bank · Read on 10 Aug 2026 · Source ↗

IndusInd Legend Credit Card at MakeMyTrip

IndusInd Bank
Complimentary domestic flight seats on MakeMyTripLikely
Cap
Rs 350
Valid
No end date published

Domestic flights up to INR 350. In addition to bank-led offers.

In the published termsAvail 2 Complimentary Seats on your domestic flights up to INR 350

Published by IndusInd Bank · Read on 10 Aug 2026 · Source ↗

AU Ananta Credit Card at MakeMyTrip

AU Small Finance Bank
2 Complimentary Domestic Flight Seats on MakeMyTripLikely
Cap
Rs 350
Valid
No end date published
Where
Online

Visa Cardholders. Maximum value ₹350 per seat

In the published termsVisa Cardholders MakeMyTrip: 2 Complimentary Domestic Flight Seats (max value ₹350)

Published by AU Small Finance Bank · Read on 10 Aug 2026 · Source ↗

AU Tejas Credit Card at MakeMyTrip

AU Small Finance Bank
2 Complimentary Domestic Flight SeatsLikely
Cap
Rs 350 lifetime
Valid
No end date published

Visa Cardholders

In the published termsMakeMyTrip : 2 Complimentary Domestic Flight Seats (max value ₹350) + Flat 15% off hotels

Published by AU Small Finance Bank · Read on 10 Aug 2026 · Source ↗

IDFC FIRST WOW! Black Credit Card

IDFC FIRST Bank
₹500 off on a min booking amount of ₹5,000 for one-way domestic flightsLikely
Cap
No cap we could read
Minimum
Rs 5,000
Valid
No end date published
Where
Online

Domestic Flight Booking: minimum booking amount ₹5,000 for one-way

In the published terms₹500 off on a min booking amount of ₹5,000 for one-way domestic flights

Published by IDFC FIRST Bank · Read on 12 Aug 2026 · Source ↗

IDFC FIRST WOW! Black Credit Card

IDFC FIRST Bank
₹700 off on min booking amount of ₹7,000 for round trip domestic flightsLikely
Cap
No cap we could read
Minimum
Rs 7,000
Valid
No end date published
Where
Online

Domestic Flight Booking: minimum booking amount ₹7,000 for round trip

In the published terms₹700 off on min booking amount of ₹7,000 for round trip domestic flights

Published by IDFC FIRST Bank · Read on 12 Aug 2026 · Source ↗

IDFC FIRST Classic Credit Card

IDFC FIRST Bank
Earn 10% Bonus Reward Points on flight bookings via FIRST Rewards GalleryEstimate
Cap
No cap we could read
Valid
No end date published
Where
Online

Booking through FIRST Rewards Gallery section on IDFC FIRST Bank Mobile App

In the published termsEarn 10% Bonus Reward Points on flight bookings, over and above usual Credit Card Reward Points

Published by IDFC FIRST Bank · Read on 16 Aug 2026 · Source ↗

What makes flights different

Flights are among the more consistently capped categories: 40% of offers publish a cap, the median is Rs 3,000, and 12 of them reset monthly. On paper it is one of the more predictable categories in the database.

The numbers behind flights

Computed from the 48 live offers that pay on flights, read from published terms as at 30 September 2026. Welcome offers and card privileges are listed separately below and are not in these figures.

MeasureValue
Offers tracked48
Share that publish a cap40%
Median published capRs 3,000
Most common cap periodper month
Share with a minimum order4%
Median minimum orderRs 4,500
Channel, where stated31 online, 0 offline
Share stated rather than estimated73%

The mistake people make on flights

It is also among the least reliable. 13 of 48 flight offers, 27%, are estimates derived from the published terms rather than stated amounts, and that is why a flight discount should be confirmed at the payment page rather than assumed at the search page.

Also worth knowing

Cancellation is addressed in 1 set of terms. On a cancelled or changed booking the discount is normally reversed in full, even where the airline refunds only part of the fare.

Conditions worth knowing

  • Flat 12% instant off up to Rs.1200 on domestic flights. Minimum order value Rs.5000. Once per card per month.

    Punjab National Bank · Source ↗
  • NO MOV. Discount applicable up to 4 transactions per card in a month

    Punjab National Bank · Source ↗
  • 10% discount on international flights upto INR 10,000. Valid for 1 transaction per quarter, per category.

    Standard Chartered · Source ↗
  • Domestic and international flight bookings. Once per use per month.

    Axis Bank · Source ↗
  • Applicable on Air India tickets booked via website, app, booking offices, or call centres including Super Saver tickets for self and others

    SBI Card · Source ↗
  • Check the cap in your bank app before relying on it…

    SBI Card · Source ↗
  • Page states "up to" or a range: this is a maximum, not a guaranteed rate.

    Kotak Mahindra Bank · Source ↗
  • Comprised of: 8 BluChips per ₹100 (membership), 3 per ₹100 (card), 4 per ₹100 (website/app), up to 4 bonus per ₹100 (tier status)

    Kotak Mahindra Bank · Source ↗

Figures on this page are computed from AskTula's offer database as read on 30 September 2026, and describe what issuers, merchants and card networks publish. They are not a promise of what any individual card will pay.

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