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Best credit card for AJIO in India

Updated 30 September 2026

On AJIO, Flipkart Axis Bank Credit Card gives Flat Rs 150 off, with no cap we could read; Axis Bank Ace Credit Card gives Flat Rs 150 off, with no cap we could read; and Axis Rewards Credit Card gives Flat Rs 150 off, with no cap we could read. Every figure here comes from what the bank, AJIO or the card network publishes, with the source and the date it was read shown against each offer.

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Card offers

Showing the 11 highest value of 47 offers.

IDBI Royale Signature Credit Card

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Minimum
Rs 1,000
Valid
No end date published

H&M branded products. products designated "Excluded Products". only selected BINs of IDBI CARD.

In the published terms10% Instant Discount Offer; instant discount of upto 10%

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

HSBC Live+ Credit Card

HSBC
up to 8% back, depending on what you buyLikely
Cap
Rs 4,500
Minimum
Rs 10,000
Valid
No end date published

On spends of INR10,000 or more

In the published termsSave 8% at Ajio Luxe. Enjoy an instant discount of up to INR4500 when you spend INR10,000 or more

Published by HSBC · Read on 10 Aug 2026 · Source ↗

Paytm HDFC Bank Select Business Credit Card

HDFC Bank
3% back in reward pointsVerified
Cap
No cap we could read
Valid
No end date published

No cashback on fuel. No cashback on rent. No cashback on government spends. No cashback on wallet load. Not earned on EMI spends.

In the published terms3% CashPoints on Swiggy, AJIO, Big Basket & Uber

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

PhonePe HDFC Bank Uno Credit Card

HDFC Bank
1% back in reward pointsLikely
Cap
500 points per month
Valid
No end date published
Where
Online

Reward points posted once every month for eligible transactions settled in previous calendar month.

In the published terms1% Reward Points on Select Online Brands, Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month)…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

PhonePe HDFC Bank Ultimo Credit Card

HDFC Bank
5% back in reward pointsLikely
Cap
500 points per month
Valid
No end date published
Where
Online

Capped at 500 Reward Points per calendar month.

In the published terms5% Reward Points on Select Online Brands, Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month)…

Published by HDFC Bank · Read on 10 Aug 2026 · Source ↗

American Express SmartEarn Credit Card

American Express
10 reward points per Rs 50Likely
Cap
500 points per month
Valid
No end date published

10X Membership Rewards ® points capped at 500 Points per month per Card Account jointly for participating 10X merchants.

In the published terms10X Membership Rewards ® points on Ajio, capped at 500 Points per month

Published by American Express · Read on 16 Aug 2026 · Source ↗

IDBI Euphoria World Credit Card

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Minimum
Rs 1,000
Valid
No end date published

H&M branded products. products designated "Excluded Products". only selected BINs of IDBI CARD.

In the published terms10% Instant Discount Offer; instant discount of upto 10%

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Aspire Platinum Credit Card

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Minimum
Rs 1,000
Valid
No end date published

H&M branded products. products designated "Excluded Products". only selected BINs of IDBI CARD.

In the published terms10% Instant Discount Offer; instant discount of upto 10%

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Imperium Platinum Credit Card

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Minimum
Rs 1,000
Valid
No end date published

H&M branded products. products designated "Excluded Products". only selected BINs of IDBI CARD.

In the published terms10% Instant Discount Offer; instant discount of upto 10%

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Winnings Credit Card

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Minimum
Rs 1,000
Valid
No end date published

H&M branded products. products designated "Excluded Products". only selected BINs of IDBI CARD.

In the published terms10% Instant Discount Offer; instant discount of upto 10%

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

IDBI Winnings RuPay Credit Card

IDBI Bank
up to 10% back, depending on what you buyEstimate
Cap
Rs 1,000
Minimum
Rs 1,000
Valid
No end date published

H&M branded products. products designated "Excluded Products". only selected BINs of IDBI CARD.

In the published terms10% Instant Discount Offer; instant discount of upto 10%

Published by IDBI Bank · Read on 31 Aug 2026 · Source ↗

Card network offers

All 3 offers.

These come from Visa or RuPay rather than your bank, so they apply because of the network on your card.

IRCTC SBI Platinum Card

SBI Card
10% backEstimate
Cap
No cap we could read
Minimum
Rs 10,000
Valid
Valid until 31 December 2026

Visa network offer. Visa Gold. Visa Classic. Visa Infinite. Visa Signature. Visa Rewa.

In the published termsAjio Luxe Get Additional 10% off on minimum spends of ₹10,000

Published by Visa · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card

IndusInd Bank
10% backEstimate
Cap
No cap we could read
Minimum
Rs 10,000
Valid
Valid until 31 July 2027

RuPay network offer.

In the published termsAdditional 10% off on minimum spends of ₹10,000

Published by RuPay · Read on 1 Sep 2026 · Source ↗

IndusInd EazyDiner Platinum Credit Card

IndusInd Bank
Flat Rs 150 offEstimate
Cap
No cap we could read
Minimum
Rs 1,299
Valid
Valid until 31 July 2027

RuPay network offer. 4. Offer cannot be combined with any other promotion offered.

In the published termsGet Flat Rs. 150 off on minimum order value of Rs. 1299

Published by RuPay · Read on 1 Sep 2026 · Source ↗

Conditions worth knowing

  • H&M branded products. products designated "Excluded Products". only selected BINs of IDBI CARD.

    IDBI Bank · Source ↗

  • On spends of INR10,000 or more

    HSBC · Source ↗

  • Applicable only on select styles available on page https://brands.adneto.in/ajio. Cannot be clubbed with any other offer or discount.

    Axis Bank · Source ↗

  • No cashback on fuel. No cashback on rent. No cashback on government spends. No cashback on wallet load. Not earned on EMI spends.

    HDFC Bank · Source ↗

  • Reward points posted once every month for eligible transactions settled in previous calendar month.

    HDFC Bank · Source ↗

  • Capped at 500 Reward Points per calendar month.

    HDFC Bank · Source ↗

  • 10X Membership Rewards ® points capped at 500 Points per month per Card Account jointly for participating 10X merchants.

    American Express · Source ↗

  • Visa network offer. Visa Gold. Visa Classic. Visa Infinite. Visa Signature. Visa Rewa.

    Visa · Source ↗

The category

Best credit card for clothing and fashion

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