Best credit card for streaming subscriptions in India
Updated 30 September 2026
On streaming subscriptions, IndusInd Avios Visa Infinite Credit Card on SonyLIV gives 20% back. Rates differ by merchant inside this category, and the cap usually matters more than the rate, so check the merchant page before you pay.
Most figures on this page carry Estimate, our lowest grade of certainty. We read each one from the page linked beside it, on the date shown. Read the terms before you pay.
Card offers
Showing the 25 highest value of 39 offers.
IndusInd Avios Visa Infinite Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Avios Visa Infinite Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd EazyDiner Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd EazyDiner Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Legend Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd EazyDiner Platinum Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Nexxt Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Legend Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Pinnacle Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Nexxt Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Platinum RuPay Credit Card at SonyLIV
IndusInd Bank
20% backLikely
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 1 Sep 2026 · Source ↗
IndusInd Pinnacle Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Platinum Visa Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Platinum RuPay Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Samman Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Platinum Visa Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Tiger Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Samman Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
CRED IndusInd Bank RuPay Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Tiger Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Celesta Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
CRED IndusInd Bank RuPay Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Crest Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Celesta Credit Card at Spotify
IndusInd Bank
"Enjoy 2 Months of Spotify Premium, Free!"Estimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 2 Months of Spotify Premium, Free!
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
IndusInd Indulge Credit Card at SonyLIV
IndusInd Bank
20% backEstimate
Cap
No cap we could read
Valid
No end date published
In the published termsEnjoy 20% off on Sony LIV 1-month and 12-month plans (including the 12-month Mobile-only plan)
Published by IndusInd Bank · Read on 31 Aug 2026 · Source ↗
Card network offers
All 5 offers.
These come from Visa or RuPay rather than your bank, so they apply because of the network on your card.
HDFC PIXEL Play Credit Card at SonyLIV
HDFC Bank
25% backEstimate
Cap
No cap we could read
Valid
Valid until 30 June 2027
Visa network offer.
In the published termsSonyLIV Get Flat 25% Off on all Sony LIV Premium packs
Memberships and perks a card includes. Not a discount on this purchase.
PNB BLISS Credit Card at Gaana
Punjab National Bank
12 months complimentary membership of Gaana Plus, once per annumLikely
Cap
No cap we could read
Valid
No end date published
In the published terms12 months complimentary membership of Gaana Plus, once per annum
Published by Punjab National Bank · Read on 10 Aug 2026 · Source ↗
PNB BLISS Credit Card at Hotstar
Punjab National Bank
Complimentary membership of Amazon Prime/ Hotstar/ Zee5/ SonyLiv (any one), once per annumLikely
Cap
No cap we could read
Valid
No end date published
In the published termsComplimentary membership of Amazon Prime/ Hotstar/ Zee5/ SonyLiv (any one), once per annum
Published by Punjab National Bank · Read on 10 Aug 2026 · Source ↗
AU Vetta Credit Card at Times Prime
AU Small Finance Bank
A complimentary annual Times Prime membershipLikely
Cap
No cap we could read
Valid
No end date published
Access to 20+ subscription & 40+ discount-led offers
In the published termsComplimentary Annual Times Prime Membership that gives access to 20+ subscription & 40+ discount-led offers
Published by AU Small Finance Bank · Read on 16 Aug 2026 · Source ↗
What makes streaming subscriptions different
Streaming behaves unlike every other category. Only 5% of offers carry a cap and none carry a minimum order. Most of what is published here is a one-time benefit attached to the card rather than an ongoing rate.
The numbers behind streaming subscriptions
Computed from the 44 live offers that pay on streaming subscriptions, read from published terms as at 30 September 2026. Welcome offers and card privileges are listed separately below and are not in these figures.
Measure
Value
Offers tracked
44
Share that publish a cap
5%
Median published cap
Rs 205
Most common cap period
per month
Share with a minimum order
0%
Median minimum order
Not published
Channel, where stated
Not published
Share stated rather than estimated
93%
The mistake people make on streaming subscriptions
Most streaming benefits are a single complimentary subscription attached to a card, not a discount you can use repeatedly. Once claimed it is gone, and the card keeps advertising it. Check whether the benefit is annual or once per card before valuing it.
Also worth knowing
Because a minimum order and a cap are both rare here, the value of a streaming benefit is usually just the subscription price, which makes it one of the easiest benefits in the database to compare directly against an annual fee.
Figures on this page are computed from AskTula's offer database as read on 30 September 2026, and describe what issuers, merchants and card networks publish. They are not a promise of what any individual card will pay.
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