Tell us the shop and the amount. We will tell you which of your cards costs you least, in exact rupees.
Ask on WhatsAppTwo things are all we need
The shop, and how much you are spending. Everything else is optional.
Worth knowing
- Tell us if you are buying in a shop rather than online. Some offers only work one way.
- You can just reply to our question. You do not have to type the whole thing again.
- We only compare the cards on your list, so keep it up to date under My cards.
- Always check the final price in the bank or shop app before you pay. We are a guide, not a guarantee.
My payment methods
We compare only what is on this list, so it is worth keeping it accurate. Names only, we never ask for numbers or PINs.
Add a card
Refer a friend
If AskTula has saved you money, pass it on. Your friend starts on WhatsApp, exactly the way you did.
We will tell you here as soon as there is a reward attached to this. Right now there is not one, and we would rather say so than imply otherwise.
How AskTula works
One message before you pay, and you know which of your cards costs you least.
- 1You tell us your cards, onceNames only. That list is on the My cards tab and you can change it any time.
- 2You message us before you payThe shop and the amount is enough. For example, croma 20000.
- 3We compare your cards against the bank's own offersEvery offer we use is read from the bank's own page, not from a deals site. If we are not sure, we say so.
- 4You get the answer in rupeesWhich card, how much it saves, and the conditions in the bank's own words. Then you pay in the shop's checkout as normal.
Common questions
Does AskTula touch my money?
No. We never process, hold or move a payment. You always pay inside the shop's own checkout, exactly as you would without us.
Which card should I be shown if commission is involved?
The one that saves you the most. Our ranking is worked out on your savings alone, before any commission is considered. If the best card for you earns us nothing, it still wins.
Why does it sometimes say an offer is an estimate?
Reward points are not cash. What a point is worth depends on how you redeem it, so we show an honest rupee estimate and tell you which route it assumes. Where a bank writes "up to", we say "up to" too rather than promising the top figure.
An answer looked wrong. What do I do?
Tell us. Accuracy matters more to us than coverage, and we check every report. Use the contact form below with the shop, the amount and the card.
How many questions can I ask?
During this early period there is a limit while we watch the costs. You can see exactly where you stand on the Profile tab.
Still need us?
We usually reply within one to two working days.
Contact form hello@asktula.comProfile
Your details, your usage, and your data.
Your usage
While we are in early access there is a cap on questions, so costs stay predictable.
Both windows roll forward continuously rather than resetting at midnight, so a question you asked 24 hours ago frees up again now.
Your data
Everything we hold about you, in plain words.
- Your name, email and WhatsApp number.
- The names of the cards and UPI apps you told us about. Nothing else about them.
- The questions you have asked us and the answers we gave.
- Never a card number, CVV, expiry, OTP, UPI PIN or password. We do not ask, and there is nowhere for them to be stored.
Read the full Privacy Policy.
Delete my account
You can ask us to erase everything we hold about you.